Q. So it’s all pretty straightforward? A. Ah if only. Common-sense doesn’t always do the job… Third party’s not always cheapest. Merely selecting comprehensive makes some insurers see you as a lower risk. So always check both. Adding a responsible second driver can cut your costs. This can bring down your risk average and price of course, it must be someone who may drive your car. Tweaking your job description can cut costs. I’m not saying lap dancers should call themselves cabinet ministers (or vice versa, heaven forbid). But these days many people have such specifi c job descriptions car insurers don’t list them. See my fun car insurance job picker tool
www.mse.me/ jobpicker. Beware paying monthly. A monthly payment plan for your insurance is essentially a high-interest loan. For example, if your premium is £1,000 but you’re paying an APR of 25%, your insurance will actually cost £1,140 once you factor in the interest. So either pay in full, or if you can’t aff ord it, use a credit card with a lower APR or better still, a 0% credit card for spending, ensuring your repayments are big enough to clear it within a year.
Q. And any special tips for young drivers? A. With the average premium for a 17-22-year-old at an eye-watering £1,194 per year, young car drivers can be priced out. All the techniques above will help, but if you’re not getting there, check ‘pay how you drive’ (telematics) this involves a device being fi tted inside your car that monitors your actions behind the wheel. Full info in
www.mse.me/youngdrivers. @MoneySavingExpert
You looking at me? Then so are your customers....
Find out how to put YOUR business on this page and get yourself noticed in theWire Call Fiona on 07720 429 613
Please mention thewire when responding to adverts 33
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60 |
Page 61 |
Page 62 |
Page 63 |
Page 64 |
Page 65 |
Page 66 |
Page 67 |
Page 68 |
Page 69 |
Page 70 |
Page 71 |
Page 72 |
Page 73 |
Page 74 |
Page 75 |
Page 76 |
Page 77 |
Page 78 |
Page 79 |
Page 80 |
Page 81 |
Page 82 |
Page 83 |
Page 84 |
Page 85 |
Page 86 |
Page 87 |
Page 88 |
Page 89 |
Page 90 |
Page 91 |
Page 92 |
Page 93 |
Page 94 |
Page 95 |
Page 96 |
Page 97 |
Page 98 |
Page 99 |
Page 100