FROM £20 (SINGLE TRIP) AND £115 (ANNUAL INCLUDES FAMILY COVER!) INSURE WITH EXPLORE


Take the stress out of buying travel insurance. If you buy Explore’s insurance, any activity included as part of your Explore tour will be automatically covered, and no matter what altitude you go to on one of our trips, our insurance covers you.


1 Insurance cover is mandatory on our trips. 2 Make your life easier and buy Explore’s insurance and you will have the knowledge that any included activity on your Explore holiday will be covered.


3 No quibble money back guarantee within 14 days from receiving the policy document (so long as no claims have been made and no period of travel has started). 4 To arrange cover call us on 0844 499 0603 or visit us at explore.co.uk/insurance


Single trip premiums for 2012 (per person)


Duration Up to and including


Short haul


Long haul exc. N America Long haul incl. N America


8 days £20 £62 £87


17 days £37 £77


£102


24 days £47 £87


£114


31 days £57 £92


£124


45 days £77


£102 £134


Note: Premiums for 66-70 year olds (single trip) will be double; Premiums for 70+ (single trip) will be triple* Summary of Benefits


Medical, Additional Expenses and Repatriation: Hospital Benefit: Criminal Injuries: Personal Liability: Personal Accident:


Cancellation or Curtailment:


Delayed Departure or Arrival: Aircraft Hijack:


Failure of Transport Connection in UK:


Loss of or Damage to Personal Luggage or Effects: Delayed Accompanied Baggage: Personal Money:


Loss of Passport(s)/Visas: Legal Expenses: Winter Sports:


Pre-existing medical conditions It is a pre-requisite of many travel insurance policies (including the Explore policy) that you inform the insurance company of any defined pre-existing medical conditions known to exist (both you or any person not necessarily travelling but upon whom travel depends, such as a relative) at the time of purchase and obtain written confirmation from them that you are fully covered for such conditions as failure to do so may result in a claim being declined or reduced. If in doubt, Explore Insurance policy holders should call the medical screening helpline in confidence on: 0844 826 2686.


Premiums a) All prices shown include UK Government imposed Insurance Premium Tax currently of 20%. b) Please ensure the duration of your policy mirrors the total duration of your trip from the time you leave your home until you return home.


Definition of Short Haul Means the continent of Europe west of the Ural Mountains; countries bordering the Mediterranean Sea; plus Azerbaijan, Georgia, Armenia, Jordan, Greenland, Iceland, Faroe Islands, Madeira, the Canary Islands, Azores & Mediterranean islands.


Up to £5,000,000


£200 (£10 a day) £5,000


£2,000,000 £50,000 (Death £10,000)


Invoiced holiday cost up to £5,000 Additional cover available at a supplementary cost £150/£1000 £3,000 £300


£2,000 (valuables limited to £350) Up to £100


£500 Tickets: Up to £1,000 £250


£15,000 Cover available at a supplementary cost of £35 per policy


Definition of Long Haul Any country anywhere in the world outside of those countries listed as being covered under the short haul destinations.


Documentation The information contained within this brochure is only a summary of cover. The full policy terms, conditions and exclusions are incorporated in the Policy Document which will be sent to you at the time of purchase and which alone constitutes the contract of insurance between the insured person(s) and the insurer. Please ensure that you take this Policy Document and your Holiday Confirmation Invoice with you when you travel, leaving copies in a safe place at home. A copy of the Policy Document is available prior to purchase upon request.


Operative Date The calendar year in which the payment for the Policy is received by Explore will define the premium, conditions and benefits. The details shown in this brochure are correct at time of going to print and may be subject to change.


Claims Details on how to make a claim can be found in the insurance Policy Document that will be sent to you with your booking


Worldwide annual multi-trip premiums for 2012 (per policy)


Single Couple (2 adults)


£115 £175


Children (18 years or under) go free Individual trip limit 36 days


No limit to the number of trips


Age Limits – the annual policy is available to persons aged 65 years or under at the time of purchasing the insurance.


Travel in the UK – is covered provided you have pre-booked accommodation of two consecutive nights. Medical cover is excluded.


Couples/children – 1. Either adult or children can travel independently.


2. Cover for single parents. 3. A ‘couple’ is defined as any 2 adults, whether married or not, who have been in a permanent partnership for at least 6 months.


Validity – All policies are valid for a full calendar year. Premiums are not refundable should your tour be cancelled by Explore for any reason. If you do not specify a commencement date, we will automatically issue the policy from the date of payment.


Travel duration – the maximum period for any one trip covered by the policy is 36 days. There is no limit to the number of trips in the year. This 36 day maximum period cannot be extended.


confirmation. A 24 hour emergency medical number will also be provided.


Excesses


Most claims are subject to the deduction of an excess, applicable to each section of cover and each person. The standard excess is £60.


General If you have any general enquiries concerning this insurance, or if there is anything you do not understand, please contact the Brokers who arrange the scheme: Campbell Irvine Limited, Tel: +44 (0)207 938 1734 Email: info@campbellirvine.com Explore Worldwide are an Appointed Representative of Campbell Irvine Ltd who are authorised and regulated by the Financial Services Authority. Their registration number can be checked on the FSA’s register by visiting the FSA website at www.fsa.gov.uk or by contacting them on 0845 606 1234.


* For persons aged 80+ please contact Campbell Irvine Tel +44 (0)207 938 1734.


To arrange cover call 0844 875 1983 or visit www.explore.co.uk/insurance 52 For more information and to book, go online at www.explore.co.uk


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54