Scottish Building Society raises money for
Erskine
Instead of sending internal Christmas
What’s your house worth?
cards staff at the Scottish Building
Society in Paisley decided to donate
Nethouseprices is a free & independent public service providing access to
money to Erskine, the charity caring
UK house prices in England, Scotland and Wales, as recorded by the Land
for ex-Service men and women
Registry (since January 1999) and
throughout Scotland. They raised
the Registers of Scotland (since
the fantastic sum of £147 which was
May 2000).
then increased to £300 by Society You don’t necessarily need to call
Chief Executive, Gerry Kay. an Estate Agent if you just want a
Scottish Building Society IT System
valuation. Simply visit:
Officer Stuart Aitken, who launched www.nethouseprices.com
the fundraising initiative, said “I don’t
Click on Sold Prices, where you can
believe the extent of the job the armed services do is acknowledged
perform various searches. Simple
enough by most people. There is too much focus on the politics war and
and easy to use, all in the comfort
not on the guys on the frontline who sign up to do a job, with some paying
of your own home.
a higher price than others.”
Peter Macfarlane, Erskine fundraiser, said: “This is an extremely kind
donation from the Scottish Building Society and it is very gratefully
PAYE/NIC New Late payment penalties
received by Erskine. We can only provide the high level of care our
residents so richly deserve with the support of the local community and
All employers will be subject to the new late payment penalties from
Scottish Building Society has really shown its community spirit by giving
May 2010. This includes payments of:
this donation.” • Tax
• National Insurance Contributions (Class 1, 1a,) *Construction
Industry Scheme deductions *Student Loan deductions.
Advice & Help on-line The penalties payable will be calculated as follows on the amount of the
late monthly or quarterly payment:
Business Debtline: www.bdl.org.uk/scotland.asp
• On the first late payment in a tax year - no penalty
Citizen’s Advice Scotland: www.cas.org.uk
• Thereafter, ignoring the first late payment in the year:
Court Listings: www.scotcourts.gov.uk
• Between 2 and 4 late payments a year - 1%
Financial Services Authority: www.fsa.gov.uk
Government website for citizens: www.direct.gov.uk
• Between 5 and 7 late payments a year - 2%
Money Advice Scotland: www.moneyadvicescotland.org.uk
• Between 8 and 10 late payments a year - 3%
Money Made Clear (FSA): www.moneymadeclear.fsa.gov.uk
HMRC also have powers to charge penalties at 5% if an amount is
National Debtline: www.nationaldebtline.co.uk
outstanding for 6 months and again at 12 months.
Office of Public Sector Information (OPSI): www.opsi.gov.uk
Interestingly, if you can argue that you have a reasonable excuse for
Scottish Enterprise: www.scottish-enterprise.com
being late in your payment HMRC may waive the penalty. HMRC define
reasonable excuse as something:
• unusual
• that you could not reasonably have known would happen, and
which you could not do anything to prevent.
If you do experience difficulties in keeping your PAYE payments up to date
you can still ring the Business Payment Support Service: 0845 302 1435.
MARCH 2010 | send your ARTICLES & PHOTOS to info@advertizer.co.uk www.advertizer.co.uk| 01505 874385 | www.theadvertizer.co.uk 27
186_MAR10_26-27 MONEY.ind.indd 27 19/02/2010 13:19:44
Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56