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Notes


otiable ears


dable) otiable otiable 10 years otiable 


m 20 years  Max 2 yrs m 10 years





m 20 years  Max 2 yrs LIBOR linked rates available m 20 years  Max 3 yrs LIBOR linked rates available m 25 years


 Max 3 yrs LIBOR linked rates available


15 years  Options for payments to suit seasonal cash flow, low start, lump sum, re-draw, early repayment, etc 15 years


20 years 


20 years  Max 2 yrs LIBOR linked rates available for advances minimum £100K. Flexible payments available only on variable rate advances, min £25K. Minimum advance of £10K for Ltd Co’s, £25,001 for unincorporated bodies


10 years o 10 years 


Early repayment fee of up to 2 months’ interest. Small business loans are unsecured. Additional security may be required for limited companies or limited liability partnerships. HSBC business current account required. CCA regulated (or treated as such for Ltd Co customers).


The Employer Loan is a discount off the standard interest rate for a new HSBC Small Business Loan or a cash- back of the interest paid for a loan opened in the last 6 months. Evidence is required (P45/P46). New employees cannot be the business owners, but can be apprentices and key-time workers. The offer can be used in combination for up to 3 employees. 1 new employee: 1% discount or 10% cash-back, 2 new employees: 2% discount or 20% cash-back, 3 or more employees: 3% discount or 30% cash-back. Further details on request Details on request


otiable 10 years otiable 


25 years   Bullet option available m 1 year  Bullet repayment facilities


25 years  Max 3 yrs Minimum advance negotiable for limited companies. Linked to bank’s currency lending rates 25 years


25 years 10 years  LIBOR linked rates available


No security required, although a Director’s Guarantee may be required for company borrowing. A 1% discount is available for Advantage Business customers


10 years   Discounted offer available until 7 May 2012 March 2012 READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT 51  Max 2 yrs No early repayment penalty For fixed rate advances under £25K, no early repayment fee payable Initial fixed rate for up to 10 years with option for further term at fixed, otherwise variable for the remainder


15 years   For investment in the development of a business. Available to businesses owning the freehold or leasehold premises that they work in/from. Variable, fixed and LIBOR linked rates available


 Max 2 yrs For fixed rate advances under £25K, no early repayment fee payable LIBOR linked and currency loans available. LIBOR subject to collar of 2.75%





Loan secured against agricultural property


Term


Flexible Payments


Stage Payments


Repayment Holidays


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