Commercial Mortgages (continued) Lender


Lending Variable Margin Advance Term Fee Area


Base Rate


HSBC


0800 731 8908 Handelsbanken 020 7578 8055 Harpenden BS 01582 765 411 Holmesdale BS 01737 245716


Julian Hodge Bank 13 029 2022 0800


Lloyds TSB Local branch


Manchester BS 0161 923 8040


National Counties BS 01372 845380 Nationwide BS 0800 66 55 11 NatWest


Local branch Newbury BS 01635 555777


Northern Bank (NI) Local branch


Min-Max Min-Max


Great Britain 0.50% 1%- £25K- 2 years- Neg F, L, C   Daily 25


6% no max 30 years


Great Britain LIBOR Neg £500K- 1 year- Neg F   Daily & N Ireland


no max 5 years


England & 4.19% 1%- £50K- 1 week- Neg None   Annually 30 5 Wales


2% £1m 30 years


25 mile radius 4.89% 1%- £26K- 1 year- Neg None   Annually 50 6 of Reigate


2% £500K 20 years


Great Britain LIBOR 4%- £1m- 1 year- Neg F   Daily 5% £15m 15 years


Great Britain 0.50% Neg £25K- 3 years- Neg F, C   Daily no max 15 years


5.5% neg 25 years Annually N/A 7 21 7


England & LIBOR 4%- £100K- 5 years- 1.5% L   Monthly/ 30 6 Wales


England & 0.50% 2.5% - £150K- Neg- 5% 8


Wales 0.5%- Fixed   Daily £3m 25 years 2%


Great Britain Neg Neg £1m- 1 year- & N Ireland


Neg no max 10 years


Great Britain 0.50% 1%- £26K- 1 year- Neg 6% no max 25 years


Selected


postcodes 28 Northern Ireland


4.45% Neg £30K- 5 years- Neg £1m 25 years


0.50% 3.15%- £25K- 1 year- Neg 6.95% neg


25 years


The information given is for guidance and most lenders will consider differing applications on an individual basis. 8 = Minimum rate may apply.


loan based on the lower of valuation or cost. 36 = Max term 25 years (15 years if interest only). Maximum loan based on the lower of valuation or c 9 = Available on a three year term. 13 = Commercial Mortgages for business owners available - refer to lender. LIBOR = London Inter F, L   Daily F, L   Daily L   Daily 10 30 25 7 6 7 F, C   Quarterly Neg 6 Neg Neg 6


25 7


40


READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT


March 2012


Other rates available


Start-ups?


Bridging finance?


Repayment holidays?


Interest Calculated Minimum years on lease at end of term


Commercial


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