Data page
Current Bank Base Rates Now
Allied Irish Bank (GB) Bank of Ireland UK Bank of Scotland Barclays Bank Clydesdale Bank Coutts & Co First Direct
First Trust Bank HSBC
Lloyds TSB Bank NatWest Bank
Northern Bank (NI)
Royal Bank of Scotland The Co-operative Bank Ulster Bank
Yorkshire Bank
0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
% w.e.f. 6.3.09 6.3.09 6.3.09 5.3.09 6.3.09 5.3.09 5.3.09 6.3.09 5.3.09 5.3.09 5.3.09 1.4.09 5.3.09 5.3.09 6.3.09 6.3.09
Bank Base Rates Date
Rate
22.3.91 12.50% 12.4.91 12.00% 24.5.91 11.50% 12.7.91 11.00% 4.9.91 10.50% 5.5.92 10.00% 16.9.92 12.00% 18.9.92 10.00% 22.9.92 9.00% 16.10.92 8.00% 13.11.92 7.00% 26.1.93 6.00% 23.11.93 5.50% 8.2.94
5.25%
12.9.94 5.75% 7.12.94 6.25% 2.2.95
6.75%
13.12.95 6.50% 18.1.96 6.25% 8.3.96 6.6.96
6.00% 5.75%
30.10.96 6.00% 6.5.97
6.25% Date 6.6.97
(1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00% (1.00%
Previously % w.e.f.
6.2.09) 6.2.09) 5.2.09) 5.2.09) 6.2.09) 5.2.09) 5.2.09) 6.2.09) 5.2.09) 5.2.09) 5.2.09) 1.3.09) 5.2.09) 5.2.09) 6.2.09) 6.2.09)
Consumer Prices Index Jan
2008 105.5 106.3 106.7 107.6 108.3 109.0 109.0 109.7 110.3 110.0 109.9 109.5 2009 108.7 109.6 109.8 110.1 110.7 111.0 110.9 111.4 111.5 111.7 112.0 112.6 2010 112.4 112.9 113.5 114.2 114.4 114.6 114.3 114.9 114.9 115.2 115.6 116.8 2011 116.9 117.8 118.1 119.3 119.5 119.4 119.4 120.1 120.9 121.0 121.2 121.7 2012 121.1 2005 = 100
Feb Mar Apr May Jun Jul Aug Sep Oct Dec
Retail Prices Index Jan
2008 209.8 211.4 212.1 214.0 215.1 216.8 216.5 217.2 218.4 217.7 216.0 212.9 2009 210.1 211.4 211.3 211.5 212.8 213.4 213.4 214.4 215.3 216.0 216.6 218.0 2010 217.9 219.2 220.7 222.8 223.6 224.1 223.6 224.5 225.3 225.8 226.8 228.4 2011 229.0 231.3 232.5 234.4 235.2 235.2 234.7 236.1 237.9 238.0 238.5 239.4 2012 238.0 13th January 1987 = 100
Feb Mar Apr May Jun Jul Aug Sep Oct Dec
Annual Inflation Jan
Rate
10.7.97 6.75% 7.8.97
6.11.97 7.25% 4.6.98
6.50% 7.00% 7.50%
8.10.98 7.25% 5.11.98 6.75% 10.12.98 6.25% 7.1.99 4.2.99 8.4.99
6.00% 5.50% 5.25%
10.6.99 5.00% 8.9.99
5.25%
4.11.99 5.50% 13.1.00 5.75% 10.2.00 6.00% 8.2.01 5.4.01
5.75% 5.50%
10.5.01 5.25% 2.8.01
5.00%
18.9.01 4.75% 4.10.01 4.50% 8.11.01 4.00%
Date 6.2.03 Rate 3.75%
10.7.03 3.50% 6.11.03 3.75% 5.2.04 6.5.04
4.00% 4.25%
10.6.04 4.50% 5.8.04 4.8.05 3.8.06
4.75% 4.50% 4.75%
9.11.06 5.00% 11.1.07 5.25% 10.5.07 5.50% 5.7.07
6.12.07 5.50% 7.2.08
5.75% 5.25%
10.4.08 5.00% 8.10.08 4.50% 6.11.08 3.00% 4.12.08 2.00% 8.1.09 5.2.09 5.3.09
1.50% 1.00% 0.50%
Source: Barclays Bank
Residential Mortgage Rates Date
Rate
1.7.04 1.9.04 1.9.05 1.9.06
1.12.06 1.2.07
6.50% 6.75% 6.50% 6.75% 7.00% 7.25%
Date
1.6.07 1.8.07 1.1.08 1.3.08 1.5.08
1.11.08 Rate
7.50% 7.75% 7.50% 7.25% 7.00% 6.50%
Date
1.12.08 1.1.09 1.2.09 1.3.09 1.4.09 4.1.11
2008 4.1% 4.1% 3.8% 4.2% 4.3% 4.6% 5.0% 4.8% 5.0% 4.2% 3.0% 0.9% 2009 0.1% 0.0% -0.4% -1.2% -1.1% -1.6% -1.4% -1.3% -1.4% -0.8% 0.3% 2.4% 2010 2011
Feb Mar 2012 3.9% Apr May Jun Jul Aug Sep Oct Dec
3.7% 3.7% 4.4% 5.3% 5.1% 5.0% 4.8% 4.7% 4.6% 4.5% 4.7% 4.8% 5.1% 5.5% 5.3% 5.2% 5.2% 5.0% 5.0% 5.2% 5.6% 5.4% 5.2% 4.8%
2008 3.4% 3.7% 3.5% 4.0% 4.4% 4.8% 5.3% 5.2% 5.5% 4.7% 3.9% 2.8% 2009 2.4% 2.5% 2.2% 1.7% 1.6% 1.0% 1.2% 1.4% 1.3% 1.9% 2.7% 3.8% 2010 2011 2012
Underlying Inflation Jan
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
4.6% 4.2% 4.8% 5.4% 5.1% 5.0% 4.8% 4.7% 4.6% 4.6% 4.7% 4.7% 5.1% 5.5% 5.4% 5.3% 5.3% 5.0% 5.0% 5.3% 5.7% 5.6% 5.3% 5.0% 4.0%
LIBOR - 3 Month Interbank (closing rate on last day of month) Jan Feb Mar
Apr May Jun Jul Aug Sep Oct Nov Dec
2008 5.58% 5.74% 6.01% 5.84% 5.87% 5.95% 5.78% 5.75% 6.30% 5.84% 3.91% 2.77% 2009 2.17% 2.05% 1.65% 1.45% 1.28% 1.19% 0.89% 0.69% 0.54% 0.59% 0.61% 0.61% 2010 0.62% 0.64% 0.65% 0.68% 0.71% 0.73% 0.75% 0.73% 0.73% 0.74% 0.74% 0.76% 2011 0.77% 0.80% 0.82% 0.82% 0.83% 0.83% 0.83% 0.89% 0.95% 0.99% 1.04% 1.08% 2012 1.08%
Finance House Base Rate Jan
2008 6.5% 6.5% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.0% 6.5% 5.5% 2009 4.0% 3.0% 2.5% 2.0% 2.0% 1.5% 1.5% 1.5% 1.0% 1.0% 1.0% 1.0% 2010 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 2011 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% 2012 1.5% 1.5%
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Rate
5.00% 4.75% 4.50% 4.00% 3.50% 3.99%
Source: Halifax - Existing borrowers
Late Payment of Commercial Debts From To
From To 1.1.11 1.7.11
Rate
30.6.11 31.12.11
8.50% 8.50%
1.1.12 30.6.12 Rate 8.50%
The Late Payment of Commercial Debts (Interest) Act 1998 For contracts from 1.11.98 to 6.8.02 the rate applying is the Bank of England Base Rate that was in place on the day the debt became overdue plus 8%.
The Late Payment of Commercial Debts Regulations 2002 For contracts from 7.8.02 the rate is set for a six month period by taking the Bank of England Base Rate on 30 June and 31 December and adding 8%.
Exchange Rates Australian Dollar
Canadian Dollar Danish Krone Euro
Hong Kong Dollar
1.0026 5.6794 0.7639 7.7545
US Dollar Japanese Yen Australian Dollar OECD Export Credit Rates
Rates are subject to change on the 15th of each month. A premium of 0.2% is to be added to the CIRRs when fixing at bid. Interest rates may not be fixed for longer than 120 days.
CIRRs
STANDARD CURRENCIES Euro
Sterling 15.02.12 15.01.12 to 14.03.12 to 14.02.12
2 to 5 years 1.83% 1.93% 5 to 8½ years 2.54% 2.68% over 8½ years 3.12% 3.24%
2 to 5 years 1.53% 1.52% 5 to 8½ years 2.02% 2.06% over 8½ years 2.52% 2.58%
2 to 5 years 1.36% 1.39% 5 to 8½ years 1.84% 1.89% over 8½ years 2.38% 2.43%
2 to 5 years 1.20% 1.20% 5 to 8½ years 1.35% 1.36% over 8½ years 1.56% 1.59% 4.31%
4.29%
Canadian Dollar 2 to 5 years 2.02% 1.96% 5 to 8½ years 2.31% 2.28% over 8½ years 2.53% 2.53%
US Dollar Sterling 0.9410
1.4849 1.5821 8.9621 1.2055
12.2366 Euro
1.2318 1.3125 7.4347 -
10.1512 Japanese Yen
US Dollar Sterling 76.2500
New Zealand Dollar 1.2101 Norwegian Krone Polish Zloty Saudi Riyal
5.8575 3.2275 3.7503
120.3225 1.9095 9.2432 5.0930 5.9180
CIRRs
Czech Koruna Danish Krone
Hungarian Forint Korean Won
Swedish Krona Swiss Franc 15.02.12
to 14.03.12 to 14.02.12 3.43%
15.01.12 3.67%
New Zealand Dollar Norwegian Krone Polish Zloty
2 to 5 years 1.38% 1.24% 5 to 8½ years 1.79% 1.66% over 8½ years 2.23% 2.10% 10.43% 4.50% 4.35% 2.75% 6.24%
9.58% 4.51% 4.30% 2.89% 6.34%
2 to 5 years 1.91% 1.85% 5 to 8½ years 2.11% 2.07% over 8½ years 2.29% 2.28%
2 to 5 years 1.08% 1.01% 5 to 8½ years 1.25% 1.20% over 8½ years 1.47% 1.46%
(on last working day of January 2012) Euro
99.8167 1.5841 7.6679 4.2250 4.9094
South African Rand 7.7990 Swedish Krona Swiss Franc UK Pound
6.8099 0.9195 0.6337
US Dollar Sterling 12.3068
10.7460 1.4510 -
US Dollar -1.5780
Source: Bank of England Euro
10.2095 8.9146 1.2037 0.8296 1.3091
From 15 January 1999 a single Euro CIRR prevails for all
participating countries, replacing the national CIRRs. A three tier system is applied, with different Euro-CIRRs for repayment periods of: 2 to 5 years; 5 to 8½ years; over 8½ years.
Source: ONS
Source: ONS Nov
Source: ONS Nov
Source: ONS Nov
122
READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT
March 2012
BUSINESS INFORMATION
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