Buy-to-let Mortgages
Rate %
ABBEY
STANDARD CONDITIONS Lends in: GB & NI
Min Valn: £100K Interest Calculation: Daily
2.99 V 2.99 V 3.49 V 3.49 V 4.09 V 4.09 V 3.39 F 3.39 F 4.09 F 4.09 F 4.99 F 4.99 F
2 yrs - 2 yrs - 2 yrs - 2 yrs - 2 yrs - 2 yrs - 2.4.14 - 2.4.14 - 2.4.14 - 2.4.14 - 2.4.14 - 2.4.14 -
ACCORD MORTGAGES STANDARD CONDITIONS
Lends in: Eng & Wales
Min Valn: £100K Interest Calculation: Daily
3.69 V 3.79 V 3.89 V 3.99 V 3.99 V 4.19 V 4.04 F 4.04 F 4.14 F 4.14 F 4.34 F 4.34 F 4.34 F 4.34 F 4.44 F 4.44 F 4.64 F 4.64 F 4.39 F 4.49 F 4.69 F 4.69 F 4.79 F 4.99 F 4.64 F 4.74 F 4.84 F 4.94 F 4.94 F 5.14 F
31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.15 - 31.1.15 - 31.1.15 - 31.1.15 - 31.1.15 - 31.1.15 - 31.1.17 - 31.1.17 - 31.1.17 - 31.1.17 - 31.1.17 - 31.1.17 -
ALDERMORE STANDARD CONDITIONS
Interest Calculation: Daily 4.78 V
5.08 V 4.68 V 4.98 V 4.98 V 5.28 V 5.88 V 4.68 F 4.88 F 5.88 F 4.48 F 4.98 F 4.98 F 5.68 F 5.88 F 5.88 F 5.88 F 6.28 F 5.68 F 5.78 F 6.48 F
Lends in: GB Min Valn: £50K
Interest Calculation: Daily 3.50 V
3.88 V 3.88 V
Lends in: NI
Min Valn: £40K Interest Calculation: Monthly
4.99 F 5.29 F
26
31.3.14 - 31.3.15 -
- -
- -
4.74 - 75 75 - 25001 - 1.50% No HLC. 4.74 - 75 75 - 25001 - 1.50% No HLC.
To 31.3.14 - 75 - 75 - 75 - DB - 2 £600K To 31.3.15 - 75 - 75 - 75 - DB - 2 £600K
READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT March 2012
Term - Term - Term -
BANK OF IRELAND UK STANDARD CONDITIONS
2 yrs 0.20 - 2 yrs 0.40 - Term 0.30 - Term - Term - Term - Term - 2 yrs - 2 yrs - 2 yrs - 3 yrs - 3 yrs - 3 yrs - 3 yrs - 3 yrs - 3 yrs - 3 yrs - 3 yrs - 5 yrs - 5 yrs - 5 yrs -
- - - - - - - - - - - - - - - - - -
BANK OF CHINA (UK) STANDARD CONDITIONS
- - - - - - - - - - - - - - - - - - - - -
- BBR+3.19 5.99 - 65 65 - 50K - £995 No HLC. - BBR+3.29 5.99 - 65 -
- BBR+3.39 5.99 - 75 75 - 50K - £995 No HLC. - BBR+3.49 5.99 - 75 -
- - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - -
5.99 - 65 65 - 50K - 5.99 - 65 - 5.99 - 65 -
- 50K -
5.99 - 75 75 - 50K - 5.99 - - 65 - 50K - - 50K -
5.99 - 75 - 5.99 - 75 -
5.99 - - 75 - 50K -
- 50K - £995 Free valn (max £330), no HLC. - 50K - £995 Free valn (max £330), no HLC. .
- BBR+3.49 5.99 - - 65 - 50K - £995 Free legal fees, free valn (max £330), no HLC. - BBR+3.69 5.99 - - 75 - 50K - £995 Free legal fees, free valn (max £330), no HLC. . 5.99 - 65 65 - 50K - £1495 No HLC. . refer No HLC.
- 50K - £1495 Free valn (max £330), no HLC. refer Free valn (max £330), no HLC.
5.99 - 75 75 - 50K - £1495 No HLC. . refer No HLC.
5.99 - - 65 - 50K - £1495 Free legal fees, free valn (max £330), no HLC. refer Free legal fees, free valn (max £330), no HLC. .
- 50K - £1495 Free valn (max £330), no HLC. refer Free valn (max £330), no HLC. .
5.99 - - 75 - 50K - £1495 Free legal fees, free valn (max £330), no HLC. refer Free legal fees, free valn (max £330), no HLC. .
5.99 - 65 65 - 50K - £1495 No HLC. 5.99 - 65 -
5.99 - 75 75 - 50K - £1495 No HLC. 5.99 - 75 -
5.99 - 75 75 - 50K - £1995 No HLC. 5.99 - 75 -
Tel: 0333 321 1000 LTV Limits: MA
65% to £1M - 50K - £1495 Free valn (max £330), no HLC.
5.99 - - 65 - 50K - £1495 Free legal fees, free valn (max £330), no HLC. - 50K - £1495 Free valn (max £330), no HLC.
5.99 - - 75 - 50K - £1495 Free legal fees, free valn (max £330), no HLC. 5.99 - 65 65 - 50K - £1995 No HLC. . 5.99 - 65 -
- 50K - £1995 Free valn (max £330), no HLC. - 50K - £1995 Free valn (max £330), no HLC.
5.99 - - 65 - 50K - £1995 Free legal fees, free valn (max £330), no HLC. 5.99 - - 75 - 50K - £1995 Free legal fees, free valn (max £330), no HLC.
www.aldermore-mortgages.co.uk High Lending Charge:
Lends in: England (excl Scilly Isles) & Wales80% to £400K, 75% to £600K No HLC Min Valn: £75K
Standard Redemption Conditions: Max Age: Discharge fee £90
4.98 - 65 65 - 25K - 2.00% Remtg free legal fees, no HLC. 5.48 - 75 75 - 25K - 2.00% Remtg free legal fees, no HLC. - 65 65 - 25K - 2.75% Remtg free legal fees, no HLC. - 65 65 - 25K - 2.00% Remtg free legal fees, no HLC. - 75 75 - 25K - 2.75% Remtg free legal fees, no HLC. - 75 75 - 25K - 2.00% Remtg free legal fees, no HLC. Free legal fees, free valn, no HLC.
- - - - -
- - 75 - 25K - -
4.98 - 65 65 - 25K - £1999 Remtg free legal fees, no HLC. 5.48 - 75 75 - 25K - £1999 Remtg free legal fees, no HLC. 5.73 - 80 80 - 25K - £1999 Remtg free legal fees, no HLC. 4.98 - 65 65 - 25K - 2.50% Remtg free legal fees, no HLC. 5.48 - 75 75 - 25K - 2.50% Remtg free legal fees, no HLC. 4.98 - 65 65 - 25K - £999 Remtg free legal fees, no HLC. 5.48 - 75 75 - 25K - £999 Remtg free legal fees, no HLC. 5.73 - 80 80 - 25K - 2.50% Remtg free legal fees, no HLC. Free legal fees, free valn, no HLC. Free legal fees, free valn, no HLC.
4.98 - - 65 - 25K - 5.48 - - 75 - 25K -
- -
5.73 - 80 80 - 25K - £999 Remtg free legal fees, no HLC. 4.98 - 65 65 - 25K - £1999 Remtg free legal fees, no HLC. 5.48 - 75 75 - 25K - £1999 Remtg free legal fees, no HLC. 5.73 - 80 80 - 25K - £1999 Remtg free legal fees, no HLC.
Tel: 0845 602 7083 LTV Limits: P
www.bankofchina.com/uk/pbservice/pb2/intermediaries High Lending Charge:
75% to £150K, 70% to £500K No HLC 65% to £1M, 55% over £1M
- BBR+3.00 - 65 65 65 65 2M 10M 1.00% No HLC. - BBR+3.38 -
Direct Tel: 0800 085 0444 LTV Limits: MA
75% to £300K
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age: Discharge fee £95
Non standard conditions: 65 at end of mortgage
- BBR+3.38 - 75 75 75 - 35K 2M refer Eng & Wales Direct remtg free legal fees, no HLC. - - - 75 35K 2M refer Eng & Wales Direct EXPREM free legal fees, no HLC.
www.bankofireland.co.uk
Standard Redemption Conditions: Max Age: Deferred arrangement fee £195
Non standard conditions: Individually assessed
1st yr 1st yr 1st yr
Lending, LTV & Minimum valuation restrictions apply on some products, refer to
eMoneyfacts.co.uk
65 - 65 65 65 - - All 75 - 75 75 75 - - All 75 - - 75 75 - - All
- 1 £10M - 10 £2M - 10 £2M
Non standard conditions: 85 at end of mortgage
LTV restrictions apply on some products, refer to
eMoneyfacts.co.uk
1st 2 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 2 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 3 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 3 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 3 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 3 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 3 yrs - 75 - - - 75 - SIW - 5 £2M 1st 2 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 2 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 2 yrs - 80 - 75 - 80 - SIW - 5 £2M 1st 3 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 3 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 3 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 3 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 3 yrs - 80 - 75 - 80 - SIW - 5 £2M 1st 3 yrs - 65 - - - 65 - SIW - 5 £2M 1st 3 yrs - 75 - - - 75 - SIW - 5 £2M 1st 3 yrs - 80 - 75 - 80 - SIW - 5 £2M 1st 5 yrs - 65 - 65 - 65 - SIW - 5 £2M 1st 5 yrs - 75 - 75 - 75 - SIW - 5 £2M 1st 5 yrs - 80 - 75 - 80 - SIW - 5 £2M
To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 65 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.14 - - - - 75 - - SIW - 3 £1M To 31.1.15 - - - - 65 - - SIW - 3 £1M To 31.1.15 - - - - 65 - - SIW - 3 £1M To 31.1.15 - - - - 75 - - SIW - 3 £1M To 31.1.15 - - - - 65 - - SIW - 3 £1M To 31.1.15 - - - - 75 - - SIW - 3 £1M To 31.1.15 - - - - 75 - - SIW - 3 £1M To 31.1.17 - - - - 65 - - SIW - 3 £1M To 31.1.17 - - - - 65 - - SIW - 3 £1M To 31.1.17 - - - - 75 - - SIW - 3 £1M To 31.1.17 - - - - 75 - - SIW - 3 £1M To 31.1.17 - - - - 65 - - SIW - 3 £1M To 31.1.17 - - - - 75 - - SIW - 3 £1M
- BBR+2.49 4.24 - 60 60 - 50K - 2.50% No HLC. - BBR+2.49 4.24 - 60 -
- BBR+2.99 4.24 - 60 60 - 25K - £1495 No HLC. - BBR+2.99 4.24 - 60 -
- BBR+3.59 4.24 - 75 75 - 25K - £1495 No HLC. - BBR+3.59 4.24 - 75 - - - - - - -
- - - - - -
4.24 - 60 60 - 50K - 2.50% No HLC. 4.24 - 60 -
4.24 - 60 60 - 25K - £1495 No HLC. 4.24 - 60 -
4.24 - 75 75 - 25K - £1495 No HLC. 4.24 - 75 -
Tel: 0845 840 1275 LTV Limits: MA
75% to £500K
High Lending Charge: No HLC
- 50K - 2.50% Eng, Wales & NI free valn (max £1190), £250 rebate, no HLC. - 25K - £1495 Eng, Wales & NI free valn (max £1190), £250 rebate, no HLC. - 25K - £1495 Eng, Wales & NI free valn (max £1190), £250 rebate, no HLC. - 50K - 2.50% Eng, Wales & NI free valn (max £1190), £250 rebate, no HLC. - 25K - £1495 Eng, Wales & NI free valn (max £1190), £250 rebate, no HLC. - 25K - £1495 Eng, Wales & NI free valn (max £1190), £250 rebate, no HLC.
www.accordmortgages.com/btl
Standard Redemption Conditions: Max Age: Rdm admin fee £90
Non standard conditions: 75 at end of mortgage
1st 2 yrs - 60 - 60 60 60 - 1st 2 yrs - 60 - 60 60 60 - 1st 2 yrs - 60 - 60 60 60 - 1st 2 yrs - 60 - 60 60 60 - 1st 2 yrs - 75 - 75 75 75 - 1st 2 yrs - 75 - 75 75 75 - To 2.4.14 - 60 - 60 60 60 - To 2.4.14 - 60 - 60 60 60 - To 2.4.14 - 60 - 60 60 60 - To 2.4.14 - 60 - 60 60 60 - To 2.4.14 - 75 - 75 75 75 - To 2.4.14 - 75 - 75 75 75 -
I I I I I I I I I I I I
- 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M - 2 £1M
Term
Dis %
Tracks %
Revert Rate %
LTV
FTB STB Remtg Expat % % % %
Tel: 0845 600 8210 LTV Limits: MA
75% to £500K Advance Fee
Min £
Max £
www.abbeyforintermediaries.com
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age: Deferred arrangement fee £225
Non standard conditions: 75 at end of mortgage Incentives/Notes
Repayment Charges
(See also Std Redemption Conditions)
Early Landlord Types
BUY-TO-LET MORTGAGES Step Number
Self-c
cert
Offshore Co’s Prof L’lords
Ltd Co. FT Landlords
Foreign Nat’s P’ships/Trusts
Prop Devs
Channel Flexible
Overpayments
Max No of Properties
Total Adv
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