COMMERCI Commercial Mortgages (continued) Lender


Lending Variable Margin Advance Term Fee Area


Base Rate


Norwich & Peterborough BS 01733 372425


Nottingham BS 0115 956 4653 Principality BS 029 2077 3110


Royal Bank of Scotland Local branch


Santander Business 12 Banking 0800 917 8036


Santander Corporate † Min-Max Min-Max


England & 0.50% Neg £75K- 5 years- Min Wales


£3m 25 years 1%


England&0.50% 4%- Wales


£50K- 5years- 1% None   Daily 6% £300K 25 years 2%


England & LIBOR 3%- £250K- 1 year- 1% F   Daily Wales


3.5% £3m 25 years


Great Britain 0.50% 1%- £26K- 1 year- Neg 6% no max 25 years


F, L   Daily


Great Britain 0.50% 2.5%- £25K- 5 years- Min 1% F, L   Daily 4.75% £1m 25 years


Banking www.santandercb.co.uk & N Ireland Shawbrook Bank 01277 751 111 Triodos Bank * 0800 328 2181


United National Bank Ltd


020 7290 8000 Vernon BS


0161 429 4309 W M Mann & Co 0141 248 4936 Yorkshire Bank 0845 703 4567


Great Britain SCB 1%- £25K- 1 year- Neg None   Daily base rate 5% no max 25 years


England & LIBOR 4.15%- £50K- 3 years- 1.95% None   Daily Wales


5.95% £2m 30 years


GB, Northern 0.50% 4%14- £25K- 1 year- Neg- F   Monthly/ & Rep of Ireland


7% £20m 25 years 1.5%


Great Britain 3.00% 2.5%- Neg Min 4%


2 years


25 mile radius 4.99% 0%- £25K- 3 years- Neg None   Annually 50 of Stockport 27


1% £750K 25 years Scotland England


0.50% 6.25%- £25K- 3 months- 1%- None   Monthly N/A 6 7.25% £500K 15 years 2%


0.50% Neg £25K- 1 year- Neg neg


15 years


* = All projects must demonstrate environmental or social benefits. 1 = At start of mortgage 12 = Turnover up to £1m. 14 = Minimum rate p 27 = For direct business, lends in England & Wales.


The information given is for guidance and most lenders will consider differing applications on an individual basis. 44 = Negotiable for healthcare sector.


42 READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT March 2012 LIBOR = London Inte 47 = Will consider rural busin F, L   Daily 251 7 7 1% None   Daily 25 Negotiable Neg 10 40 25 55 7 7 7 7 50 7 30 6 F, L   Daily 50 7


Other rates available


Start-ups?


Bridging finance?


Repayment holidays?


Interest Calculated Minimum years on lease at end of term


Commercial


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