IAL MORTGAGES


LENDING SECTORS and MAX % ADVANCE LOAN TO VALUES ARE BASED ON MARKET VALUE WHICH MAY BE MODIFIED BY ADDITIONAL ASSUMPTIONS OR SPECIAL ASSUMPTIONS


70% 70%


- -- - 70% 70% 60% 70% - -


- 60% - - 60% 60% 50% -


70% - 70% 70% 70% - - - - - - - - 70% 70% 70% 70% - - - - - - 60% -


Neg 70% 70% - - - - - - - - - - - 70% -


70% 70% - - 70% - 70% - 60% 65% 70% 60% 70% 70% 70% 70% 55% 70% -3 70% 65% 60% 70% 70% 70% 70% 70% 70% 70% 100% 60% 70% 60% 70% 70% 80% 70% 67% 80% 80% 70% 65% 70% 80% 60% 80% 60% 70% 67% 60% 80% 55% 55% 55%2 -- - - - 55% - - - 55% 55% 55% - 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% 70% -60% - - - - 60% - 60% - 60% 60% 70% - 60% 60% 65% 65% - 65% 65% 65% 65% 65% 65% - 65% 65% 65% - 65% 65% -- - erbank Offered Rate. 70%31 -- 70% C = Capped rate. - F = Fixed rate.


4 = LIBOR loans in currency other than sterling considered. = Fixed rate based on gross redemption yield on long term gilt.


70% - 70% L = LIBOR rate.


5 = Lending area restricted to major conurbations of England and Scotland. 31 = Organic farms/smallholdings only.


32 = One in - 70%32 70% 70% 70%


March 2012


READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT


39


Commercial Industrial


Commercial


Investment Property


Commercial Property Development


Farms


Franchises Garage Showrooms


Hotels


Nursing/Care Homes Offices


Petrol Stations


Professional Practices


Public Houses


Residential Investment Property


Residential Property Development


Retail


Schools and Nurseries


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