COMMERCI Commercial Mortgages Lender
Lending Variable Margin Advance Term Fee Area
Base Rate
Allied Irish Bank (GB) Local branch AMC
01264 334747
Aviva Commercial Finance 01603 687596
Bank of China (UK) Min-Max Min-Max
Great Britain LIBOR Neg £500K- Neg Min 1% F, L Daily no max
Great Britain 0.50% Neg £25K- 5 years- 1% - F Daily no max 40 years 2%
Great Britain N/A 2%42 & N Ireland
Local branch or
www.bocukltd.co.uk Scotland 5 Bank of Cyprus UK 020 8920 1500 Bank of Scotland 0845 300 1122 Barclays Bank Local branch
- 3% neg
401 30
£5m- 15 years- Min 0.5% F24 Quarterly Neg 7 25 years
England & 0.50% 3.5% - £35K- 1 year- Min 11 None Daily Neg £2m 15 years £1695
Great Britain LIBOR Neg £25K- Neg- Neg F, C4 Daily 7
no max 20 years
Great Britain 0.50% Neg £25K- 3 years- Neg F, C Daily no max 25 years
Great Britain 0.50% Neg £25K- 1 year- Neg F, L, C Neg & N Ireland
no max 25 years
Close Brothers Property Finance Great Britain LIBOR 4%- £500K- 1 month- 1%- F Monthly Neg 5 020 7655 3100
6% £5m 5 years 2%
Clydesdale Bank 0845 703 4567 Cumberland BS 01228 403135
Devon and Cornwall
Great Britain 0.50% Neg £25K- 1 year- Neg F, L Daily & N Ireland
neg 15 years
Great Britain 4.99% 0%- £25K- 3 years- Neg F Daily 1.5% £10m 25 years
Securities Ltd 01840 212 832 Wales Ecology BS * 0845 674 5566
35
England & N/A N/A £50K - Neg Min 2% F Monthly 40 6 £1m
Great Britain 4.90% 0%- £15K- 10 years- 0.75% None Daily & N Ireland
1.5% £1m 25 years max
The information given is for guidance and most lenders will consider differing applications on an individual basis. 7 = Pay rate collared at 2.75%.
42 = Margin over gilt. LIBOR = London Int
* = All projects must demonstrate environmental or social benefits. 1 = At start of mortgage. 2 = Must be pre-let or pre-sold. 3 = Negotiable. 6 = 20 years in Scotland, 25 years in England need of major renovation only.
11 = Payable on acceptance. 38 24 = 35 251,6 7 21 7 Neg 8 Neg 6 60 6
7
READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT
March 2012
Other rates available
Start-ups?
Bridging finance?
Repayment holidays?
Interest Calculated Minimum years on lease at end of term
Commercial
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