Buy-to-let Mortgages (continued) LTV
Rate %
4.99 F 4.79 F 5.39 F
Term
Dis %
3 yrs - 5 yrs - 5 yrs -
MANSFIELD BS
STANDARD CONDITIONS Lends in: Eng & Wales
Min Valn: £47K Interest Calculation: Daily
3.75 V 3.80 V 3.89 F 4.45 F
2 yrs 1.84 - 3 yrs 1.79 - 2 yrs - 3 yrs -
- -
MARKET HARBOROUGH BS STANDARD CONDITIONS
Lends in: Eng & Wales Min Valn: £100K
Interest Calculation: Daily 4.15 V
MARSDEN BS
STANDARD CONDITIONS Lends in: Eng & Wales
Min Valn: £100K Interest Calculation: Daily
3.99 V 4.44 V 6.10 V 4.25 F
28.2.14 2.11 - 28.2.15 1.66 - Term - 30.4.14 -
- -
MELTON MOWBRAY BS STANDARD CONDITIONS
Lends in: Eng & Wales
Min Valn: £75K Interest Calculation: Daily
4.49 V 2 yrs 0.50 -
MONMOUTHSHIRE BS STANDARD CONDITIONS
Min Valn: £50K Interest Calculation: Daily
4.20 V 4.09 F 4.20 F 4.49 F 4.69 F
2 yrs 0.79 - 3 yrs - 3 yrs - 3 yrs - 3 yrs -
MORTGAGE TRUST STANDARD CONDITIONS
Lends in: Eng & Wales
Min Valn: £75K Interest Calculation: Quarterly
4.50 V 4.99 V 5.24 F 5.74 F 5.49 F 5.89 F
2 yrs - 2 yrs - 31.3.14 - 31.3.14 - 31.3.15 - 31.3.15 -
Lends in: Eng & Wales
Min Valn: £125K Interest Calculation: Annually
3.85 V 3.85 V 5.44 V 5.44 V 4.89 F 4.89 F 4.79 F 4.79 F
3 yrs 1.59 - 3 yrs 1.59 - Term - Term -
30.11.14 - 30.11.14 - 31.3.16 - 31.3.16 -
NATWEST INT SOLS STANDARD CONDITIONS
Lends in: GB
Min Valn: £50K Interest Calculation: Daily
3.39 V 3.89 V 3.79 F 4.39 F
31.3.14 - 31.3.14 - 31.3.14 - 31.3.14 -
Lends in: GB
Min Valn: £50K Interest Calculation: Daily
3.89 V 4.39 F
31.3.14 - 31.3.14 -
NATWEST OFFSHORE STANDARD CONDITIONS
Lends in: GB & NI Min Valn: £62.5K
Interest Calculation: Daily 4.18 V
4.68 V 4.88 V 5.38 V 5.47 F 5.49 F
30
31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 - 31.1.14 -
- LBR+3.39 4.50 75 75 75 - 25K - £1999 Remtg free legal fees, remtg free valn, no HLC. 4.50 75 75 75 - 25K - £1999 Remtg free legal fees, remtg free valn, no HLC.
- -
Tel: 01624 632322 LTV Limits:
Neg
www.natwestinternational.com
High Lending Charge: No HLC
- -
- BBR+3.68 4.00 - - - 60 100K - 1.00% No HLC. - BBR+4.18 4.00 - 70 70 - 100K - 1.00% No HLC. - BBR+4.38 4.00 - - - 70 100K - 1.00% No HLC. - BBR+4.88 4.00 - 75 75 - 100K - 1.00% No HLC. 4.00 - - - 70 100K - 1.00% No HLC. 4.00 - 75 75 - 100K - 1.00% No HLC.
- -
Standard Redemption Conditions: Max Age: None
Non standard conditions: 65 at end of mortgage
Lending restrictions apply on some products, refer to
eMoneyfacts.co.uk
To 31.1.14 60 60 60 60 60 60 60 All -- 10 - To 31.1.14 70 70 70 70 - 70 70 All -- 10 - To 31.1.14 70 70 70 70 70 70 70 All -- 10 - To 31.1.14 75 75 75 75 - 75 75 All -- 10 - To 31.1.14 70 70 70 70 70 70 70 All -- 10 - To 31.1.14 75 75 75 75 - 75 75 All -- 10 -
READERS ARE REMINDED THAT BUSINESS MONEYFACTS IS COPYRIGHT March 2012
To 31.3.14 - - - 75 75 - - DB - 10 £3.5M To 31.3.14 - - - 75 75 - - DB - 10 £3.5M
- LBR+2.89 4.50 60 60 60 - 15K - £1999 Remtg free legal fees, remtg free valn, no HLC. - LBR+3.39 4.50 75 75 75 - 15K - £1999 Remtg free legal fees, remtg free valn, no HLC. 4.50 60 60 60 - 15K - £1999 Remtg free legal fees, remtg free valn, no HLC. 4.50 75 75 75 - 15K - £1999 Remtg free legal fees, remtg free valn, no HLC.
- -
- -
NATWEST MORTGAGE SERVICES Direct Tel: 0800 587 6599 STANDARD CONDITIONS
LTV Limits: MA 75% to £500K
www.natwest.com
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age: None
Non standard conditions: Individually assessed
To 31.3.14 - - - 60 60 - - To 31.3.14 - - - 75 75 - - To 31.3.14 - - - 60 60 - - To 31.3.14 - - - 75 75 - -
I I I I
- 10 £3.5M - 10 £3.5M - 10 £3.5M - 10 £3.5M
- - - - - -
- - - - - - - -
5.44 - 70 70 - 30K - £995 Direct £75 rebate via web, no HLC. 5.44 65 65 65 - 30K - £995 Direct £75 rebate via web, no HLC. - 70 70 - 30K - £995 Direct £75 rebate via web, no HLC. - 65 65 65 - 30K - £995 Direct £75 rebate via web, no HLC. 5.44 65 65 65 - 30K - £895 Direct £75 rebate via web, no HLC. 5.44 - 70 70 - 30K - £895 Direct £75 rebate via web, no HLC. 5.44 65 65 65 - 30K - £895 Direct £75 rebate via web, no HLC. 5.44 - 70 70 - 30K - £895 Direct £75 rebate via web, no HLC.
-
Tel: 0845 900 1110 LTV Limits: MA
75% to £500K
www.rbsip.com
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age: None
Non standard conditions: 70 at end of mortgage
1st 3 yrs - 70 - - - 70 - All 1st 3 yrs - 65 - 65 - 65 - All No penalty - 70 - - - 70 - All No penalty - 65 - 65 - 65 - All To 30.11.14 - 65 - 65 - 65 - All To 30.11.14 - 70 - - - 70 - All To 31.3.16 - 65 - 65 - 65 - All To 31.3.16 - 70 - - - 70 - All
- Any - - Any - - Any - - Any - - Any - - Any - - Any - - Any -
- Libor+3.40 5.35 - 75 75 - 30K - 3.00% No HLC. - Libor+3.89 5.35 - 75 75 - 30K - 2.00% No HLC. 5.35 - 75 75 - 30K - 3.00% No HLC. 5.35 - 75 75 - 30K - 2.00% No HLC. 5.35 - 75 75 - 30K - 3.00% No HLC. 5.35 - 75 75 - 30K - 2.00% No HLC.
- - - -
NATIONAL COUNTIES BS STANDARD CONDITIONS
- - - -
Tel: 01372 744155 LTV Limits: MA
70% to £350K
www.ncbs.co.uk
High Lending Charge: No HLC
Direct Tel: 0845 603 4876
Standard Redemption Conditions: Max Age: Deeds fee £25, sealing fee £75
Non standard conditions: Individually assessed
1st 2 yrs - 75 - 75 - - - 1st 2 yrs - 75 - 75 - - - To 31.3.14 - 75 - 75 - - - To 31.3.14 - 75 - 75 - - - To 31.3.15 - 75 - 75 - - - To 31.3.15 - 75 - 75 - - -
IW -- 5 £1M IW -- 5 £1M IW -- 5 £1M IW -- 5 £1M IW -- 5 £1M IW -- 5 £1M
- - - -
- - - - -
4.99 - 70 70 - 30K - £599 No HLC. - 30K - £599 No HLC. -
4.99 - 60 -
4.99 - - 60 - 30K - 4.99 - 70 -
4.99 - - 70 - 30K - Tel: 0845 849 4055 LTV Limits: MA
- 30K - £599 No HLC. -
High Lending Charge: 75% to £500K, 70% to £1M No HLC
Free legal fees, free valn, no HLC. Free legal fees, free valn, no HLC.
www.mton-line.co.uk
Standard Redemption Conditions: Max Age: Sealing fee £150, deeds fee £90
Non standard conditions: 80 at end of mortgage
1st 2 yrs - 70 - 70 - - - All 1st 3 yrs - 60 - 60 - - - All 1st 3 yrs - 60 - - - - - All 1st 3 yrs - 70 - 70 - - - All 1st 3 yrs - 70 - - - - - All
- 5 £500K - 5 £500K - 5 £500K - 5 £500K - 5 £500K
-
4.99 70 70 70 - 25K - £998 No HLC. Tel: 07977 492061 LTV Limits: MA
Lends in: Restricted lending area applies 70% to £250K
High Lending Charge: No HLC
1st 2 yrs - 70 70 70 - 70 70 All
www.mbs-intermediaries.com Direct Tel: 0845 888 8000
Standard Redemption Conditions: Max Age: Deeds fee £50, sealing fee £75
Non standard conditions: Individually assessed - 4 £500K
- - - -
6.10 - 75 75 - 30K - 6.10 - 75 75 - 30K - -
- 70 70 - 30K -
6.10 - 75 75 - 30K - Tel: 01664 414141 LTV Limits: MA
70% to £500K
refer Remtg £250 rebate, free valn, no HLC. refer Remtg £250 rebate, free valn, no HLC. refer Remtg £250 rebate, free valn, no HLC. refer Remtg £250 rebate, free valn, no HLC.
www.mmbs.co.uk
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age: Discharge fee £90, deeds fee £50
Non standard conditions: Individually assessed
To 28.2.14 - 75 - - - - - All To 28.2.15 - 75 - - - - - All No penalty - 70 - - - - - All To 30.4.14 - 75 - - - - - All
- 3 £500K - 3 £500K - 3 £500K - 3 £500K
Term 1.34 - -
- - - -
5.59 70 70 70 - 35K - £799 No HLC. 5.59 70 70 70 - 35K - £799 No HLC. 5.59 70 70 70 - 35K - £999 No HLC. 5.59 70 70 70 - 35K - £999 No HLC.
Direct Tel: 01858 412610 LTV Limits: MA
70% to £250K -
www.mhbs.co.uk
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age:
Discharge fee £75, Rdm statement fee 65 at end of mortgage £60, deeds fee £50
Tel: 0845 894 9212 LTV Limits: P
- 70 70 - 50K - £895 Refund valn (max £300), no HLC.
www.themarsdsen.co.uk
High Lending Charge: 75% to £300K, 65% to £500K No HLC No penalty - 70 - 70 - 70 - DB -- 3 £500K Direct Tel: 0800 801645
Standard Redemption Conditions: Max Age: Discharge fee £150
Non standard conditions: 75 at end of mortgage Non standard conditions:
1st 2 yrs - 70 - 70 - 70 - All 1st 3 yrs - 70 - 70 - 70 - All 1st 2 yrs - 70 - 70 - 70 - All 1st 3 yrs - 70 - 70 - 70 - All
- 5 £500K - 5 £500K - 5 £500K - 5 £500K
- - -
Tracks %
- - -
Revert Rate % FTB STB Remtg Expat % % % %
Advance Fee
Min £
Max £
5.49 - 75 75 - 30K 250K £995 No HLC. 5.49 - 70 70 - 30K 250K 2.50% No HLC. 5.49 - 70 70 - 30K 250K - No HLC.
Tel: 01623 676345 LTV Limits: MA
70% to £300K
www.mansfieldbs.co.uk
High Lending Charge: No HLC
Standard Redemption Conditions: Max Age: Rdm admin fee £150
Non standard conditions: Individually assessed Incentives/Notes
Repayment Charges
(See also Std Redemption Conditions)
1st 3 yrs 75 75 75 75 - 75 75 All No penalty 70 70 70 70 - 70 70 All No penalty 70 70 70 70 - 70 70 All
- 4- - 4- - 4-
Early
Landlord Types
BUY-TO-LET MORTGAGES Step Number
Self-c
cert
Offshore Co’s Prof L’lords
Ltd Co. FT Landlords
Foreign Nat’s P’ships/Trusts
Prop Devs
Channel Flexible
Overpayments
Max No of Properties
Total Adv
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