Your Legal Magazine
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issues that could effect your investments or pensions Flexi drawdown in QROPS The Financial Markets Need to take advice from Spanish Regulatory Companies
Since June this year, following changes in the UK, you are to take additional income over and above what was previously allowed. This means you can request an open-ended amount. The issue you have if you take TOO much out in the early stages of retirement is it might mean you have less at late stages of your life. This where good financial advice is required, so take advice.
The Stock Markets around the world have been on a downward trend effected by the activities in China, the oil price and even the activities of VW in America. The best advice for the clients in either approaching retirement or in retirement is to reduce their attitude to risk and select funds that are less exposed to the markets. Expectation on the price of oil is to stay
the same level or even slightly decrease, returns to +100 USD per barrel is very unlikely in the short term.
There is a lot of choice of financial advice in our local area and it is important to ensure the IFA you use is fully regulated in Spain as this gives you the protection of your investments. There have been some articles in local media where the content and claims of the companies are at best a stretch of the truth and at worst false, so be sure your decision of IFA is correct, after all it is your money.
Well this is a great time to sort out finances and have them in place before the end of the year and avoid the stress of having to report on modulo 720.
For more information on any financial matters you may have contact me on
steve.iball@devere-spain.es or mobile 610 822 484.
Help of Denia And Marina Alta volunteers meeting
HELP of Denia and Marina Alta will be holding their annual volunteers meeting on Saturday 24th October, 10.30am
for 11am at Espai la Senieta, Moraira. All are welcome, volunteers, friends and anyone who has an interest in supporting HELP. There
is ample parking to the rear of the theatre and there will be tapas and wine after meeting.
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See our Main Ad in the Computer classified section Offer valid until 30/10/2015.
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