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CARMARTHENSHIRE NEWS • EDITION 10 NOVEMBER - DECEMBER 2012
Beware of loan sharks
AS Christmas approaches people are being urged to avoid using illegal money lenders. Loan sharks operate illegally and
ignore regulations from the financial industry, which means borrowers are not protected. They often charge extortionate amounts of interest and have been known to threaten people when demanding payments from their victims. Carmarthenshire County Council
executive board member Cllr Pam Palmer said: “The current economic climate is placing pressure on families and making it harder to make ends meet. It’s important that we get this message out that loan sharks should be avoided because they will make a difficult financial situation much worse.” For advice on all money matters
contact the CAB advice line on 0844 477 2020 or visit Advice and Support Carmarthenshire
www.asccarmarthenshire.co.uk
Art and design students work showcased for excellence
FOUNDATION diploma art and design students at Coleg Sir Gâr’s School of Creative Arts in Carmarthen had their work selected for the WJEC Award of Excellence Exhibition. The show exhibited the work of 25
students selected from over 800 students studying the diploma across Wales and England. The WJEC, the examination board governing the level three qualification, organised the annual exhibition at the Howard Gardens Gallery
www.carmarthenshire.gov.uk
Festive service
PEOPLE are invited to celebrate the festive season with the University of Wales Trinity Saint David Choir in a traditional Christmas concert. The Vice Chancellor’s Christmas
Carol Service takes place on Saturday December 8 at 7.30pm at the University Chapel, Carmarthen campus. The programme will include performances by the Trinity Saint David Choir, soloists and others. Music lecturer Eilir Owen Griffiths
at Cardiff
Metropolitan University. This is the second consecutive year
that
students from the college have presented work in the exhibition. Rhiannon White, who has now
progressed to study a degree in theatre and performance design at the Liverpool
Institute for
Performance Arts, aimed to address society’s relationship with food, her
Rhodri shows his ‘metal’ in UK construction competition
final piece culminating in a calf puppet which interacted with the audience. Course leader Carol Gwizdak said:
“Rhiannon sought advice on the articulation and construction of the
puppet from the creators of the puppets used in the West End production of War Horse.” Both students received a WJEC Award of Excellence during the private view opening night of the exhibition.
said: “We are looking forward to a great turnout, so please do come and enjoy the carols, celebrate the end of a successful term and hear the wonderful story of Christmas. Trinity Saint David is at the heart of the community which makes it really important that local people are invited to our events. For those who want to keep up to date with all we do, go to our website
www.tsd.ac.uk and click on events.”
SOME 44,000 HOUSEHOLDS IN CARMARTHENSHIRE PAY COUNCIL TAX BY DIRECT DEBIT.
If you are not one of them why not switch - it is the easiest way to pay.
The advantages of paying by Direct Debit are: • Choose one of three dates in the month to pay - 5th, 15th or 28th • Budget for Council Tax more easily by spreading the cost • Bills are paid automatically and you won’t miss payment dates • No need to renew your direct debit instruction each year
• It is more convenient –no need to travel to the Council’s cash offices or any other payment point;
• PLUS - everyone who pays by Direct Debit will be entered into a prize draw held from time to time (the first one is in December 2012)
Direct Debit gives you protection:
• If an error is made by us, your bank or building society, you are guaranteed a full and immediate refund
• We will give you notice if there are any changes • You can cancel your Direct Debit at any time
A student from Llangadog has won first prize in a Wales and south-west regional competition which tested his engineering skills. Rhodri Jones, aged 20, a fabrication and welding student at Coleg Sir Gâr,
competed at the WorldSkills UK Construction Metalwork competition. Employed by McCanns Design and Construction in Llandovery, Rhodri was invited to the Engineering Construction Industry Training Board’s (ECITB) south west regional forum where he was presented with his prize of an iPad by Andy Brown, ECITB regional operations manager.
How can I set up a Direct Debit ? • Call 01267 228602 - have your bank details and Council Tax reference available.
• We will set it up, you will be sent written confirmation of instalment amounts and debiting dates
• If you prefer to fill in a form telephone Revenue Controls 01267 228602
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