Employee
Any person under a contract of service or apprenticeship with the insured in connection with the business. This includes
any trainee under the insured’s control in connection with a government-approved training scheme.
Equipment
Computers and anything else which contains a microchip. Computers include hardware, software, data, electronic data processing equipment, microchips (including integrated circuits) and micro-controllers, and any other computing and electronic equipment linked to a computer.
Exposures
The turnover and gross amounts of wages, salaries and other remuneration paid by the insured. Where appropriate exposures includes details of insured vehicles, the number of licences, the number of employees or the number of properties owned, rented or leased by the insured.
Insured’s Contribution
The proportion of each and every claim for legal expenses which is the responsibility of the insured and is shown in the schedule.
Insured Vehicle
Any vehicle declared to us, which is owned by or leased or hired to the insured. This includes any caravan or trailer properly constructed for towing by such a vehicle and which is attached to it by normal means. This policy excludes any vehicle owned, leased or hired in connection with the motor trade.
Legal Proceedings
The pursuit or defence of legal or taxation disputes. Limit of Indemnity
During any one period of insurance the maximum liability of the insurer shall not exceed the amounts shown in the schedule.
Territorial Limits
The United Kingdom of Great Britain and Northern Ireland, the Isle of Man, the Channel Islands and any other territory specified in the schedule.
Additional Awards
Awards made under Section 117(3)(b) of the Employment Rights Act 1996 (as amended) or under Article 148 and 151 of the Employment Rights (Northern Ireland) Order 1996 (as amended). Protective Awards
Awards payable under Section 189 of the Trade Union and Labour Relations (Consolidation) Act 1992 or Article 217 of the Employment Rights (Northern Ireland) Order 1996. Interim Relief
Awards as defined in Section 128 and quantified in Sections 130 and 132 of the Employment Rights Act 1996 or defined in Section 161 and quantified in Sections 164 and 166 of the Trade Unions and Labour Relations (Consolidation) Act 1992 and contained in Articles 163 to 167 of the Employment Rights (Northern Ireland) Order 1996.
Legal Expenses
Fees and Costs, Witness Attendance Allowance and in respect of: • Section A - Employment Protection - • Section B - Employment Protection - and Consultancy Services
Awards, 56 Basic and Compensatory Awards;
Basic and Compensatory Awards, Re-engagement /Reinstatement Awards of Pay and Awards of Damages;
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