General Conditions Applicable to Legal Liabilities Insurance Adjustment
If any part of the Premium or Renewal Premium is based on estimates provided by the Insured the Insured shall keep an accurate record containing all relevant particulars and shall allow the Company to inspect such record The Insured shall within one month after the expiry of each Period of Insurance provide such information as the Company may require The Premium or Renewal Premium shall then be adjusted and the difference paid by or allowed to the Insured subject to any minimum premium that may apply
Alteration
These Sections of the Policy shall be avoided if any alterations occur materially altering the facts existing at the commencement of these Sections of the Policy unless admitted by the Company in writing
Application of Limits of Indemnity
All the Limits of Indemnity stated in the Schedule and all limits on the Company’s liability stated elsewhere in these Sections of the Policy shall be the maximum amount payable by the Company in the circumstances stated in the Schedule or elsewhere in these Sections of the Policy irrespective of the number of Persons Entitled to Indemnity under these Sections of the Policy in respect of any insured Event or during any Period of Insurance
Observance
Observance of the terms of these Sections of the Policy relating to anything to be done or complied with by the Insured is a condition precedent to any liability of the Company except in so far as is necessary to comply with the requirements of any legislation enacted in the United Kingdom relating to compulsory insurance of legal liability to Employees
Policy Voidable
These Sections of the Policy shall be voidable in the event of misrepresentation misdescription or non-disclosure in any material particular
Reasonable Precautions The Insured at their own expense shall [a]
[b]
take reasonable precautions to prevent any circumstances or to cease any activity which may give rise to liability under these Sections of the Policy and to maintain all buildings furnishings ways works machinery plant and vehicles in a sound condition
as soon as possible after discovery cause any defect or danger to be made good or remedied and in the meantime shall cause such additional precautions to be taken as the circumstances may require
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