Liability Section 3 - Legal Defence Costs
This Section applies only where shown as operative in the Schedule The Company will provide indemnity to the Insured and if the Insured so requests any Employee or director or partner of the Insured
up to the Limit of Indemnity in respect of [a] [b]
legal costs and other expenses incurred with the Company's written consent costs awarded against the Insured or any director partner or Person Employed
in connection with the defence of criminal proceedings brought or in appeal against a conviction arising from such proceedings relating to an offence alleged to have been committed during any Period of Insurance in the course of the Business but only in respect of proceedings brought as stated in Parts A and B below
Part A
In respect of a breach of [1]
Part B
In respect of a breach of [1]
[2]
the Health and Safety at Work etc Act 1974 or the Health and Safety at Work (Northern Ireland) Order 1978 where the proceedings relate to the health safety and welfare of any person other than a Person Employed director or partner of the Insured
Part II of the Consumer Protection Act 1987 Provided that in respect of Parts A and B [1]
the indemnity will not apply [a] [b] [c] [d] [e]
[ii] [iii] to fines or penalties of any kind
to compensation ordered or awarded by a court of criminal jurisdiction where Injury of any person or loss of or damage to Property has occurred where indemnity is provided by any other insurance
to proceedings consequent upon any deliberate act or omission by [i]
the Insured any partner or director of the Insured
any Employee with any specific responsibility for compliance with the legislation specified above
which could reasonably have been expected to constitute a breach of the legislation specified above
[2]
the Company may at any time pay the Limit of Indemnity (less any sums already paid or incurred) or any less amount for which at the absolute discretion of the Company the claims arising can be settled but including any amount for which the Company may be responsible incurred prior to the date of such payment The Company will then relinquish control of such claims and be under no further liability in respect thereof
[3]
where the Company is liable to indemnify more than one person the total amount payable as indemnity shall not exceed the Limit of Liability
Claims Handling
All claims under this Section of the policy shall be handled on behalf of the Company by the independent third party service provider with whom we have an agreement
Liability Section 4 - Legionellosis Liability This Section applies only where shown as operative in the Schedule
The insurance provided by Liability Section 4 is on a claims made basis with the costs and expenses of the claimant and the costs and expenses (incurred with the Company's written consent) of any Person Entitled to Indemnity included within the Limit of Indemnity stated in the Schedule
The Company will provide indemnity to any Person Entitled to Indemnity 32
the Health and Safety at Work etc Act 1974 or the Health and Safety at Work (Northern Ireland) Order 1978 where the proceedings relate to the health safety and welfare of any Person Employed director or partner of the Insured
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