or [ii] attributable to food or drink supplied from the Premises [b]
[2] [3] [4]
any discovery of an organism at the Premises likely to result in the occurrence of a Notifiable Disease at the Premises
the discovery of vermin or pests at the Premises
any accident causing defects in the drains or other sanitary arrangements at the Premises any occurrence of murder or suicide at the Premises
Provided that [a]
for the purposes of this clause the Indemnity Period shall commence from the date on which the Premises or any part thereof are closed on the order or advice of the local or governmental public authority
[b] the Company shall not be liable under this clause [i]
[ii] [c] for any costs incurred in the cleaning repair replacement recall or checking of property
for loss arising at Premises which are not wholly or partially closed on the order or advice of the local or governmental public authority
the Company’s liability any one loss under this clause shall not exceed 10% of the Sum(s) Insured by the relevant item(s) or £1,000,000 whichever is the less
Payments on Account
Payments on account will be made to the Insured in respect of claims for loss of Rent on the date upon which but for the Damage the Rent would have been due from the lessee
Prevention of Access
The insurance by each item on Rent is extended to include Damage caused by prevention or hindrance of access to the Premises or prevention of use of the Premises in consequence of
[1]
or [2]
Damage by any cause or cover insured hereby to property in the immediate vicinity of the Premises
the Premises or any property or rights of way in the immediate vicinity of the Premises being [a] [b]
[c] [d]
occupied by any person or persons carrying out or thought to be carrying out an act of Terrorism
unlawfully occupied by third parties except in the course of a dispute between any employer and employee or group of workers
thought to contain or actually containing a harmful device provided that the police are immediately informed
closed down or sealed off in accordance with instructions issued by the police or by any other statutory body except where the cause of such closure or sealing off is
[i] [ii] [iii]
Provided that [a]
[ii] [b] the condition of the Premises or the business carried on within the Premises
the Insured’s or lessee’s non compliance with a prior order of the police or any statutory body
action taken as a result of drought or diseases or other hazards to health
the Company shall not be liable under this clause for [i]
loss arising from any cause within the control of the Insured or lessee
loss which is the direct result of repairs or maintenance being carried out to property as a result of inherent defect or wear and tear
the Company’s liability any one loss under this clause shall not exceed [i]
or [ii]
10% of the Sum(s) Insured by the relevant item(s) or £100,000 whichever is the less where prevention or hindrance of access to the Premises or prevention of use of the Premises is caused by the threat of Terrorism
10% of the Sum(s) Insured by the relevant item(s) or £1,000,000 whichever is the less in respect of all other losses
Professional Accountants and Legal Fees Clause
If any of the Buildings suffer Damage the Company will pay the reasonable charges payable by the Insured and incurred with the consent of the Company to 22
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