Clauses Applicable to Items on Rent Alternative Accommodation - Reduction of Loss


If in consequence of the Damage the Insured shall use other premises to provide accommodation to tenants or residents the Rent received from those premises during the Indemnity Period shall be taken into account in assessing the loss of Rent


Failure of Utilities


The insurance by each item on Rent is extended to include Damage arising from the failure of the supply of [a] [b] [c]


electricity at the terminal ends of the supplier’s service feeders at the Premises gas at the supplier’s meters at the Premises


water at the supplier’s main stopcock serving the Premises by any cause other than [1] the deliberate act of any supplier


[2] by any such supplier exercising its power to withhold or restrict supply [3] by drought


Provided that the Company’s liability any one loss under this clause shall not exceed 10% of the Sum(s) Insured by the relevant item(s) or £1,000,000 whichever is the less


Legionellosis


The insurance by each item on Rent is extended to include Damage arising from any outbreak of Legionellosis at the Premises causing restrictions on the use thereof on the order or advice of a competent public authority


Provided that [i]


[ii] for the purposes of this clause Premises shall mean Premises which are directly affected by the Damage


the Company shall not be liable under this clause for any costs incurred in cleaning repair replacement or inspection of property except those costs and expenses necessarily incurred with the Company’s consent in cleaning and decontamination of the air-conditioning or water supply equipment at the Premises the use of which has been restricted on the order or advice of a competent public authority


[iii] the Company’s liability any one loss under this clause shall not exceed 10% of the Sum(s) Insured by the relevant item(s) or £1,000,000 whichever is the less


Managing Agents Premises


The insurance by each item on Rent is extended to include loss as insured resulting solely from Damage by any cause or cover insured to buildings or other property at any location in the United Kingdom owned or occupied by the Insured’s managing agents for the purposes of their business in consequence of which the Rent receivable by the Insured is reduced


Provided that the Company’s liability any one loss under this clause shall not exceed 10% of the Sum(s) Insured by the relevant item(s) or £1,000,000 whichever is the less


Material Damage Proviso – Applicable separately to each Item


This insurance shall not apply in respect of any item on Rent unless at the time of the Damage there shall be in force an insurance covering the interest of the Insured in the Buildings where the Damage has occurred and [1]


payment shall have been made or liability admitted under such insurance


or [2]


payment would have been made or liability would have been admitted thereunder but for the operation of a proviso excluding liability for losses below a specified amount


except that this clause shall not apply in respect of any item on Rent where another party (not being the Insured) is responsible for insuring the Buildings by virtue of lease or other contractual arrangements


Notifiable Disease Vermin Defective Sanitary Arrangements Murder and Suicide


The insurance by each item on Rent is extended to include Damage arising from the closure of the Premises or any part thereof on the order or advice of any local or governmental public authority due to [1]


[a] 21


any occurrence of Notifiable Disease [i] at the Premises


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