[iii]


the Company's written consent is obtained to any proposed changes repairs or alterations to any sprinkler or alarm installation


General Interests


The interests of freeholders lessees underlessees assignees and/or mortgagees of Buildings insured by this Section of the Policy are noted in the insurance provided subject to their names being disclosed to the Company by the Insured in the event of any claim arising


Non-Invalidation


This insurance shall not be prejudiced [a]


[b]


by repairs structural and other alterations all of a minor nature and general maintenance work being undertaken at the Premises


by any increase in risk of Damage resulting from an alteration act or omission which occurs without the authority or knowledge of the freeholder mortgagee or lessor


but this shall only protect the interest of the freeholder mortgagee or lessor and shall only apply if the Company be notified immediately on the party becoming aware of the increase in risk and the payment of any reasonable additional premium


Privity of Contract


The insurance provided by this clause is on a claims made basis with the costs and expenses of the claimant and the costs and expenses (incurred with the Company’s written consent) of the Insured included within the Company’s liability


This insurance is extended to provide indemnity to the Insured in respect of premises in the United Kingdom [1]


[a]


and [b]


[2] [3]


against legal liability as former landlord or tenant to any current landlord or tenant to insure repair or reinstate Damage to the Buildings of premises which


arises from a breach by any current landlord or tenant of its obligations under a lease to insure repair or reinstate Damage by any of the causes or covers insured by this Section of the Policy to any Assigned Premises such that the Insured is also thereby in breach of those obligations


arises out of any claim which is first made in writing to the Insured during any Period of Insurance and notified to the Company


during or within 30 days after expiry of the same Period of Insurance against legal liability for claimant's costs and expenses in connection with [1] above


in respect of [a]


[b]


Provided that [a]


[b]


costs of legal representation at proceedings in any court arising out of any occurrence specified in [1] above which may be the subject of indemnity under this clause


all other costs and expenses in relation to any matter which may form the subject of a claim for indemnity under [1] above


incurred with the Company's written consent


the indemnity shall not apply to legal liability arising out of any occurrence happening before the inception date of this policy


the Company’s liability any one claim shall not exceed [i]


[ii] [iii] [c]


£1,000,000 any one premises in respect of country mansions or Buildings that are Long Term Unoccupied


£5,000,000 any one premises in respect of Buildings occupied solely for office retail or residential purposes


£5,000,000 any one premises in respect of Buildings occupied for any other purposes


notwithstanding proviso [b] above in no case shall the liability of the Company exceed the lesser of [i]


the difference between [a]


and [b]


25


the amount payable under any insurance effected by any other landlord former landlord tenant former tenant or any other insurance of this type


the total cost of insurance repairs or reinstatement as provided by this Policy except in cases which fall within [ii] below


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