Index


Page Section 3


4-9 10


11 Introduction


Policy Definitions General Warranty


Property Damage Insurance The Cover


11-13 Causes Excluded Buildings


14-15 The Basis of Settlement of Claims


16-18 Clauses Applicable to Items on Buildings Loss of Rent & Alternative Cost of Accommodation


19 The Basis of Settlement of Claims


20-22 Clauses Applicable to Items on Rent 23-25 General Clauses 26


General Conditions Terrorism Insurance


27 The Cover


27-28 Exclusions 28


29 30 31 32 33


Special Conditions


Legal Liabilities Insurance Section 1 - Employers’ Liability


Section 2 - Property Owners’ Public Liability Section 3 - Legal Defence Costs Section 4 - Legionellosis Liability Section 5 - Financial Loss


34-35 Clauses 36


General Conditions Money Insurance


37-38 Section 1 - Money 39-40 Section 2 - Personal Injury (Robbery) 41-44 Claims Conditions 45-52 Policy Exclusions 53


Complaints Procedure 54-68 Legal Expenses Insurance


Please read the Schedule to confirm which Section(s) apply 3


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