Terrorism Insurance
This Section applies only where shown as operative in the Schedule The Cover
Notwithstanding any provisions to the contrary within this Policy the insurance in respect of all items insured by Property Damage Insurance is extended to include Damage or loss resulting from Damage to the Property Insured described in the Schedule in the Territories stated below caused by or resulting from Terrorism
Provided always that [1] Terrorism Insurance is [a] [b]
[2]
subject to the Exclusions stated below not subject to any other Policy Exclusions
the Company’s liability shall not exceed in any one Period of Insurance [a] [b]
in the whole the Total Sum Insured
in respect of any Item its Sum Insured or any other stated Limit of Liability specified in the Schedule or elsewhere in the Policy
whichever is the lower
For the purposes of Proviso [2] the Sum Insured by each item on Rent insured under Property Damage Insurance shall be 200% of the amount stated in the Schedule and the Total Sum Insured shall be adjusted accordingly
Subject always to the Limits applying to Terrorism Insurance shown against the Territories stated below after the application of all the provisions of the insurance including any Insured’s Contribution
Territory [1] [2]
[3] Limit of Liability Great Britain
a] The Channel Islands b] The Isle of Man
Elsewhere in the world
Exclusions Terrorism Insurance does not cover
Riot Civil Commotion War and Allied Risks
any loss whatsoever or any consequential loss directly or indirectly occasioned by or happening through or in consequence of riot civil commotion war invasion act of foreign enemy hostilities (whether war be declared or not) civil war rebellion revolution insurrection or military or usurped power
Electronic Risks
any loss whatsoever or any expenditure resulting or arising therefrom or any consequential loss directly or indirectly caused by or contributed to by or arising from Damage to any computer or other equipment or component or system or item which processes stores transmits or retrieves data or any part thereof whether tangible or intangible (including but without limitation any information or programs or software) and whether the property of the Insured or not where such Damage is caused by Virus or Similar Mechanism or Hacking or Denial of Service Attack
) )
)
As otherwise specified in this Policy As otherwise specified in
this Policy but not exceeding
in total £10,000,000 Not insured
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