DEFINITIONS Insurer
Royal & Sun Alliance Insurance Plc We/Us/Our
FirstAssist Insurance Services Limited administers this insurance on the insurer’s behalf.
The Insured shall notify the Insurer on the discovery of any circumstance which may give rise to a claim in accordance with Claims Settlement Condition 6 The Insurer shall pass notification to the FirstAssist Group Limited which shall thereafter administer claims settlement
Where such notification has been given the Insurer agrees to treat any subsequent claim or legal proceedings in respect of the circumstances notified as though the claim or legal proceedings had been made or brought during the Period of Insurance
Insured 1. Sections A - I
The person or company named as insured in the schedule and at the request of the insured in respect of:
i). Sections A - Employment Protection, B - Employment Protection and Consultancy Services, C - Prosecution, a director, partner or employee of the insured; ii). Section I - Motor Vehicle, an authorised person.
2. Sections J – K Any director, partner or employee of the insured, if requested by the insured. Appointed Representative
A solicitor, our Employment Advocacy Service or any appropriately-qualified person who is appointed to act in a professional capacity for the insured in accordance with the terms of this policy. Any One Claim
All legal proceedings (including any appeal against judgment) arising from or relating to the same original cause, event, series of events or circumstance shall be regarded as one claim. Acts of Parliament
All Acts of Parliament referred to in this policy include any subsequent amendments or re-enactments of those Acts and any equivalent legislation which is enforceable within the territorial limits. Authorised Person
Any person who is authorised by the insured to drive, or be a passenger in, an insured vehicle. Business The insured’s business as declared to us and specified in the schedule. Court A court, tribunal or other competent authority.
Consultancy Services
Additional services that are made available to the insured under Section B - Employment Protection and Consultancy
Services, including the provision of a site visit, document vetting, an employment manual and periodic newsletters. These services are provided by our Regional Employment Consultants.
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