Policy Exclusions
Exclusions Applicable to Property Damage Insurance only This Policy does not cover
Electronic Risks Damage to [a]
Data which shall include but shall not be limited to [1] Damage to or corruption of Data whether in whole or in part [2] unauthorised appropriation of use of access to or modification of Data [3] unauthorised transmission of Data to any third parties [4] Damage arising out of any misinterpretation use or misuse of Data [5] Damage arising out of any operator error in respect of Data
[b]
any items insured arising directly or indirectly from [1] the transmission or impact of any Virus [2] unauthorised access to a System
[3] interruption of or interference with electronic means of communication used in the conduct of the Insured’s Business including but not limited to any diminution in the performance of any website or electronic means of communication
[4] Failure of a System [5] anything described in [a] above
but in respect of [b] [1] [b] [2] [b] [3] and [b] [4] this shall not exclude subsequent Damage or loss resulting from subsequent Damage which itself results from a cause not otherwise excluded provided that such Damage does not arise by reason of any malicious act or omission
Radioactive Contamination
Damage to any property whatsoever or any loss or expense whatsoever resulting or arising therefrom or any consequential loss or any legal liability of whatsoever nature directly or indirectly caused by or contributed to by or arising from
[1] [2]
ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel
the radioactive toxic explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof
Sonic Bangs
Damage caused by pressure waves caused by aircraft or other aerial devices travelling at sonic or supersonic speeds
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