ENSURE YOUR JUDGMENT DEBT IS ENFORCEABLE By Kelly Neile,
Business development manager, High Court Enforcement Group
When you’ve gone through the debt recovery process and decided to apply for a County Court Judgment (CCJ), here are three simple steps you can undertake to maximise your chances of making that CCJ enforceable.
Step one – ensure you sue the correct entity. We can only pursue the party named on the court documents, so the wrong name on the CCJ stops the process.
For a business debtor, check whether they are a limited company, PLC or a sole trader. If they trade as one name but are registered as another, name both. For example Joe Bloggs trading as Bloggs the Builder. It is also worth checking Companies House and the business name in your contract or other paperwork.
Step two – research whether the business is worth suing. Are they still actively trading, do they
have income and/or assets, have they appointed an administrator or liquidator? Credit reference agencies and Companies House are good sources of information.
Step three – find out as much about the debtor as possible – phone numbers, email address, trading address (often different to the registered address), operating hours. For individuals, find their employment and marital status, home and work address, vehicle details and date of birth.
When you get your CCJ and it needs enforcing, come and talk to us at High Court Enforcement Group. We enforce judgments of £600 or more. We are the largest independent High Court enforcement company, have enforcement agents nationwide and outstanding service with a 94 per cent client satisfaction score.
To find out more, visit hcegroup.
co.uk or call 08450 999 666.
IS COURT REALLY THE BEST ROUTE? By Tabitha Mitchell-Greaves,
Marketing manager, McVicar Debt Collection
When a customer refuses to pay, many businesses see court as the only way forward. It feels official, a stamp of authority.
But in practice, it’s often far from the ‘winning strategy’ people imagine.
The average civil court claim can take six to nine months to resolve, and even then, a County Court Judgment (CCJ) doesn’t guarantee payment.
In fact, around 40 per cent of CCJs remain unpaid, leaving businesses back at square one… only now with added costs and wasted time.
That’s where many turn to debt collectors for help. But imagine if that step came first, not last.
Working with a professional agency before heading to court can save months of frustration and thousands in legal fees.
Early intervention often leads
to faster settlements, better communication, and preserved business relationships. It’s not about being heavy-handed, it’s about being strategic.
At McVicar Debt Collection, we specialise in that smarter approach. Our process focuses on communication, compliance, and clarity, giving clients full transparency at every stage.
We achieve results through professionalism and persistence, not pressure.
Our clients know where things stand at all times: no hidden costs, no confusion, just a clear path to resolution.
Before you take legal action, consider whether there’s a faster and more efficient way to get your money back. With McVicar, recovery isn’t just possible – it’s probable.
We Get Your Money Back.
Fast. Professional. Trusted by businesses across the UK to recover unpaid invoices with integrity and results.
2026 CATEGORIES
AI and Tech Innovation Award NEW Built Environment Award Commitment to Skills Award
Creative Business Award NEW Customer Service Award
Deal of the Year Award NEW Design Award Digital Award
Employer of the Year Award
Environmental, Social and Governance Award Export Award
Family Business Award Large Business Award Made in Lancashire Award Medium Business Award Micro Business Award New Business Award Not-for-profit Award
Professional Services Award Scale-Up Award Small Business Award
01772 584507 LANCASHIREBUSINES SV
IEW.CO.UK
Tourism, Leisure and Hospitality Award Transformation Award
Transport and Logistics Award
53
IN VIEW
DEBT RECOVERY
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60 |
Page 61 |
Page 62 |
Page 63 |
Page 64 |
Page 65 |
Page 66 |
Page 67 |
Page 68 |
Page 69 |
Page 70
