104001 Pierce UDS Advert _A5_Layout 1 09/04/2021 10:38 Page 1
FINDING OPTIONS FOR GROWTH by Steve Bell
Corporate finance director, Pierce We provide solutions
A key component for any growing business, is to ensure that you find the ideal funding solution to create a solid foundation for long- term growth.
The first consideration for funding is personal savings.
Whilst the key advantage is you know the amount of money available, ultimately the limited funds will stifle growth and delay innovation.
Companies have access to a variety of high-street debt funding solutions whether in the form of loans or alternative asset-based solutions, where the level of funding is based on the underlying value of the assets.
The high-street debt market has been disrupted in recent years by independent debt funds that focus their lending on the underlying business and cash.
The benefit of this type of debt funding is that it is not dependent on asset backing, it provides funding solutions based on the
business plan and cash generation, resulting in capital to grow and accelerate development.
Over the last decade we have seen an expansion of the number of private equity, venture capital and family offices looking to invest in and support entrepreneurial businesses of all size.
Whilst an investor will take an equity stake in the share capital, they have an explicit desire to fuel business growth, ultimately making the retained shareholding significantly more valuable.
Despite the recent economic challenges, the funding market remains buoyant for growing businesses.
The Pierce Corporate Finance team has a wealth of experience in assisting growing businesses through helping our clients secure the most appropriate funding solution for their requirements. Contact the team today to explore your options.
Providing core accountancy services with quality and
swiftness whilst focusing on the future of your business and finding solutions to your problems.
Some of our solutions: •Business Strategy
•Re-structuring your business
•Management / family buy outs
•Acquisitions
•Pre year end planning •Staff incentives
•Selling your business •Buying a business
•Raising finance •Forecasting
•Trust and estate planning •Tax investigations
Give us a call to discuss
how we can help your business 01254 688100
Email:
l.kennery@
pierce.co.uk www.pierce.co.uk
•Research & Development •Business Valuations
NOTHING BEATS A LOCAL EXPERT by Jamie Grimshaw
Regional development director, Together Money
There are several things that can stand in the way of a finance application:
• Complex income, such as having multiple sources of income, or being retired at the point of application.
• Unusual transactions, including discounted purchases and those with a deadline.
• Properties that are considered risky because of their condition, position, construction, ownership, or use.
As a specialist lender, we’ve been applying a ‘common-sense’ approach to lending for nearly 50 years.
Our range of short- and long-term finance products work for both personal and business borrowers.
While a mainstream lender may be able to cope with one of these hurdles, it may struggle when several are in play simultaneously.
This is, in part, what makes our lending so specialised.
Who we work with To put it simply, Together works
with anyone who needs to access borrowing. Whether for them, their business, or their clients.
Many of our customers are businesses which need a short-term cash injection, perhaps to manage cashflow, pay an unexpected bill, or investing back into the business to service a large new account.
We also work with property professionals – including developers looking to cover the cost of a renovation project that will quickly be sold on or refinanced, and landlords looking to grow or refinance their property portfolio.
Utilising local experts
When it comes to finding help, most of us head online.
But when you want to be sure you’ve explored every avenue, nothing beats a local expert.
Together understands entrepreneurs, because we’re entrepreneurs ourselves.
We can fund ambitions for sole traders, limited companies and partnerships at home and in business.
Contact Jamie Grimshaw, Business Development Director for Lancashire on 07543 300 202.
Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Making property ambitions a reality
for nearly 50 years. You can rely on Together to make finance work for you in the timescales you need, with minimum fuss and maximum support.
• Bridging loans • Buy to Let mortgages • Commercial mortgages • Development finance • Personal mortgages • Secured loans
LANCASHIREBUSINESSVIEW.CO.UK
35
FUNDING YOUR BUSINESS
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60 |
Page 61 |
Page 62 |
Page 63 |
Page 64 |
Page 65 |
Page 66 |
Page 67 |
Page 68 |
Page 69 |
Page 70 |
Page 71 |
Page 72
