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Find it. Understand it. Improve it.


London pension savers are the least likely to have a good understanding of pensions in Britain. Many lack the basic information on their own pensions. For example, 54% of Londoners with a pension don’t know how much their pension is worth and 28% don’t know the providers that hold their pensions. This low level of engagement is likely to result in poor retirement outcomes for millions of pension savers.*


That’s where we come in. We help you find pensions you’ve lost track of, tell you all about them and then compare them to whole of the market to see if they can be improved. We’ll only advise you to move your pension savings if it’s the best thing for you. And if your money’s fine where it is, we’ll tell you that too.


To get started visit: profilepensions.co.uk


Three things you should know about your pension(s)


1


Know where they are & how much they’re worth


We’ve found that 1 in 5 people have lost track of one or more pension, so you may be surprised to find you have more savings than you thought. Once you’ve tracked down all your pensions, knowing how much they’re worth is the first step in figuring out how much more you need for a comfortable retirement.


2


Know what fees you’re paying


Although fees are unavoidable, time after time we see customers paying over the odds. This can have a big impact on your pension value. The lack of transparency around pension charges in the industry has meant 79% of British pension savers don’t know how much they’re paying, and 62% don’t even know they pay annual charges.*


*Profile Pensions research, based on three separate surveys, survey size = 2,025, 2,038, 2,055 (April, July & August)


**Moneyfacts (January 2018) 3


Know how it’s performing


The returns your pension achieves depends on the quality of the fund you’re invested in. The average pension fund returned 10% in 2017.**


Over 30,000 people better understand their pension


Impartial advice from an FCA regulated company


Over £700m funds under management


9.3


We have a 9.3 Trustpilot rating from 1,000+ reviews


Are You Paying Too Much For HEALTH INSURANCE?


We represent all the major health insurance providers including BUPA, AXA-PPP, VITALITY HEALTH and AVIVA


We are able, in most cases, to transfer you to a more suitable policy whilst still providing cover for conditions that you may already have had treatment for


We can also negotiate, on your behalf, with your current insurer. This may lead to lower premiums without the need to change insurers


You pay nothing for the Medischeme service. We receive a standard fee from whichever insurer you choose


Our service can include an annual review to ensure continued competitiveness of your cover


No need to wait until the renewal of your current policy. We can look at a more suitable option mid-term


There is no upper age limit to review a scheme To: Medischeme – FREEPOST RTGX-GKKK-TXLG, 7 Castle Street, Tonbridge, TN9 1BH Name


Address Telephone No


Current Insurer (if any) Medischeme Health Ltd is authorised and regulated by the Financial Conduct Authority. Email ES09/18 Age


0800 085 2677 www.medischeme.co.uk


We also specialise in international and expatriate plans


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