search.noResults

search.searching

dataCollection.invalidEmail
note.createNoteMessage

search.noResults

search.searching

orderForm.title

orderForm.productCode
orderForm.description
orderForm.quantity
orderForm.itemPrice
orderForm.price
orderForm.totalPrice
orderForm.deliveryDetails.billingAddress
orderForm.deliveryDetails.deliveryAddress
orderForm.noItems
14 Investment Opportunities Making the most of your ISA


Are you disappointed with the interest rate you’re earning on your cash ISA, or concerned about the daily volatility of your stocks and shares ISA? A Healthy Investment ISA might be right for you


FINANCIAL SERVICES DISTRIBUTED WITH


Healthy Investment is offering all readers who take out an ISA with the company a £25 Marks &


Spencer voucher. Just call the office on 0161 762 5790 and quote ‘Financial Services offer’ (T&Cs apply).


As well as investing any unused ISA allowance, you can transfer both your cash ISA and stocks and shares ISA to a Healthy Investment ISA. With a Healthy Investment Stocks


and Shares ISA, you won’t pay tax on the return you get from your invest- ment. Stock markets can rise and fall, which makes the capital and growth guarantees included in the Healthy Investment ISA valuable. You’re guaranteed to get back all of your initial investment plus all of the bonuses added, less any withdrawals of course, on the 10th anniversary of the investment and every subse- quent five years thereafter. Your investment will grow


through the regular bonuses that are added every year and you’ll start to earn from day one. You may also get a final bonus when you withdraw all or part of the ISA. Te level of bonus can change each year and isn’t guar- anteed. Healthy Investment’s 2017 declared bonus rate was 2.75%. With the Healthy Investment


Junior ISA, you’re giving a child the


opportunity to save for a


tax-free payment when they turn 18 — investing for their future today will help give them a great financial start in life and can help towards university fees, living expenses or even buying their first home. If you decide to transfer your ISA


to a Healthy Investment ISA, you’ll be investing in the company’s ethical


2 The Old Court House | Tenterden


Street | Greater Manchester | BL9 0AL T: 0161 762 5790 E: enquiries@healthyinvestment.co.uk Freephone: 0800 731 2422 healthyinvestment.co.uk


Healthy Investment is the trading name of The Rechabite Friendly Society Limited, an incorporated friendly society under the Friendly Societies Act 1992, register no. 218f. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 109994.


This feature is not intended to constitute financial advice. Investors are urged to seek independent professional advice when considering an investment. Investing places your capital at risk and the value of investments is variable. Unless it is guaranteed, it can go down as well as up. Past performance is not a reliable indicator of future results. Tax rules and allowances depend on your circumstances and may change.


With-profits Fund, which includes a mix of stocks and shares, fixed interest bonds, commercial property and cash deposits. Te ethical With- profits Fund doesn’t invest directly in companies in the alcohol, tobacco and arms industries, nor gambling or pornography providers. Healthy Investment aims to


provide a consistent return by smoothing the investment return to avoid volatile fluctuations in the value of your investment. Smoothing may not protect you against long- term or sustained falls in the value of investments. Healthy Investment is a Mutual


Friendly Society and has been looking after members’ money since 1835. With no shareholders to pay, it’s run for the sole benefit of its members. Healthy Investment has a consistent record of growth, a commitment to mutuality and a passion for customer service.


With the Healthy Investment Junior ISA, you’re giving a child the opportunity to save for a tax-free payment when they turn 18


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52