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FINANCIAL SERVICES DISTRIBUTED WITH


Borrowing 31


"Knowledgeable and honest. You’re


not treated as a number. Everything is explained in understandable


language. You matter." Satisfied client - July 2018


StepChange – equity release at your own pace


When you’re thinking about your finances in retirement, or the possi- bility of later-life care, the last thing you want to feel is pressured. Who wants to hear an endless sales pitch?


Free advice What you really need is free, high- quality, impartial advice, so you can make the right decisions. Step- Change


knows this because its


clients have told us. StepChange, is the only charity-operated equity release and mortgage advice service in the UK. Tat means you can


get free advice from specialist advisers who aren’t given incentives or sales targets.


The right decision Te only goal that StepChange has is to take away the worry and offer clear, honest advice, even if the advice is to do nothing at all. So when you call StepChange, you'll only get advice on the best course of action, to enable you to do things at your own pace. If you’re over 55 and want to explore your options for releasing equity, then speak with StepChange.


Call StepChange


free on 0808 301 9160. They are open Monday to Friday, 9am to 5pm


StepChange Financial Solutions is the trading name of Consumer Credit Counselling Service (Equity Release) Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA register number 517674. Registered office: Wade House, Merrion Centre, Leeds LS2 8NG. Registered in England No 6741879.


Personal asset loans


Looking to borrow up to £1million?


When you need access to cash we are here to provide a discreet, effi ciant and eff ective way of borrowing up to £1million. With an expert team ready to appraise your assets we can quickly put together a loan package to suit your needs.*


Call: 0800 121 4121 Web: handtbondstreet.co.uk


PAWNBROKERS Old Bond Street


H&T REPRESENTATIVE 68.8 %APR We lend against


Watches, Jewellery, Gold and more.


H&T Finance is a trading name of Harvey & Thompson ltd. Registered address: Harvey & Thompson, Times house, Throwley way, Sutton, Surrey, SM1 4AF. Tel: 0800 838 973. Registered in England and Wales ref number 02636684. Authorised and regulated by the Financial Conduct Authority for consumer credit ref number 677994. * Identifi cation and proof of address required. T&C’s apply.


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