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A health plan and financial strategy all in one.


Our Health Savings Account (HSA) compatible health plans allow you to:


• Save on premiums and taxes* • Pay for qualified medical expenses with tax-free dollars • Access a variety of investment opportunities


Save money on your health care, tax-free, with an HSA-compatible plan. Call me to find out how.


Richard W. Shelton Insurance Marketing, Inc. Authorized Independent Agent


719 San Benito Street, Suite B Hollister, CA 95023


831.637.1138 (fax) www.shelton-insurance.com CA Insurance License #0D75443


831.637.8941


Growing Wiser


BUT - YOU HAVE A RIGHT TO HAPPINESS… Share your humanness with your kids. You protected them


before – they can take it now – if you’re lonely, tell them. If you miss sharing life with someone, tell them. It might even help to point out that you don’t want to be imposing on them when you need companionship. (They will have their own lives, they can’t fill that need any way). Address their fears. Intellectually they know you’re not


*An HSA is a separate arrangement between an individual and a qualified financial institution. Consultation with a tax ad- visor is recommended. Anthem Blue Cross is the trade name of Blue Cross of California. Independent licensees of the Blue Cross Association (BCA). ® ANTHEM is a registered trademark. The Blue Cross name and symbol are registered marks of the BCA.


looking to replace their dad or mom. It’s their emotions that you need to be sensitive to. The siblings I spoke with would like to know that you are dating, and meet your friend when it is looking promising but not yet serious. They would like to have some input. If you do welcome their opinion, make it clear that in the end you will make the final decision. When you introduce someone who looks promising, remind them not be to be quick to judge and react – that it looks promising, not serious. Although your kids really do realize you will always love


them, reassure them. (This is why it is important to nurture that relationship as you start this journey). Address their


18 January 2012 • Out & About


www.outandaboutmagazine.com


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