CATTLE RAISERS COMMUNITY


TSCRA NEWS


Open Enrollment Ends Feb. 15 By Michele Woodham


O


PEN ENROLLMENT FOR INDIVIDUAL MEDICAL POLICY HOLD- ers ends in just a few short days on Feb. 15. The Cattle Raisers Insurance team is here to guide


you through the open enrollment process and answer all of your questions.


If you change your health care coverage


between these dates:


Dec. 15, 2014


Nov. 15 to


Then your new plan will start:


Jan. 1, 2015


This is the earliest date a 2015 health care plan change will go into effect.


After Feb. 15, the Affordable Care Act will not allow


you to make any changes to your health care insurance plan until the next open enrollment period begins in November, 2015. However, if you have a “qualifying event” between Feb. 15 and November, then you will be eligible to change your health care insurance coverage.


Qualifying Events • Gained a dependent due to marriage • Gained a dependent due to birth, adoption, or place- ment for adoption


• No longer eligible as a dependent under your prior health insurance due to reaching the maximum age,


Get those Best Beef Recipes in Before Convention!


If you have not seen our Cattle Raisers Insurance Best Beef Recipe sharing contest, please log on to www.cattleraisersinsurance.com and select the Cattle Raiser Cook Book tab at the bottom. The winner of the Cattle Raisers Insurance Beef Cook-Off will be announced at the 2015 Cattle Raisers Convention and their recipe will be prepared by a celebrity chef. The winner will not only win a blue ribbon for the Best Beef Recipe, they will also win a set of Lodge cast iron cookware. You may also email your recipe to me at mwoodham@tscra.org.


20 The Cattleman February 2015 thecattlemanmagazine.com


Dec. 16, 2014 to


Jan. 15, 2015


Feb. 1, 2015


Feb. 15, 2015


Jan. 16 to


March 1, 2015


legal separation, divorce or death of policyholder


• No longer eligible for your prior health insurance plan due to termination of employment, reduction in number of hours of employment, loss of employer contribution toward your premiums, or you have exhausted your COBRA benefi ts


• Gained access to new health plan options because of a permanent move


• Newly ineligible for payments of the advance pre- mium tax credit


• No longer residing or living in your prior health insurance plan’s HMO service area


• An error occurred in your previous health plan enrollment


• You have adequately demonstrated that your previ- ous health plan or issuer substantially violated a material provision of its contract with you


• You and/or your dependent(s) lost minimum es- sential coverage (due to reasons other than non- payment of premium or rescission)


• Other qualifying event (as required or permitted by applicable laws)


Cattle Raisers Insurance team Julissa Chubbs, Tina Finicum and I, the Cattle Rais-


ers Insurance team, are thankful for our clients who continue to allow us to service their insurance needs, and we always welcome new clients.


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