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With respect to credit score, we work with lenders who have credit score improve- ment programs and will tell the buyer ex- actly what they have to do to improve their credit score. Many times, there are just technicalities or old items on the report that simply have to be rectifi ed for the score to go up. It is surprising how often we can get a customer’s credit score up to required levels within just three or four months on a program.
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Italian Restaurant what years of Experience can do!
If you are a move up buyer and have a home to sell, we have seen excellent results for re- sale on homes valued at $250,000 or below. Many are reluctant to sell at what seem to be lower levels, but you will fi nd that the amount you might have to reduce your sale price is more than offset by the deal you will be getting on the purchase of your new home. Plus, you get the exact lifestyle you desire and much lower operating costs and maintenance. While the numbers certainly matter, buying a new home should be more of a lifestyle and comfort decision and not about how much equity gain you will have on paper in three years. To put your best foot forward, before listing your home, con- sider hiring a professional stager for a day to make your home look more presentable.
Now is the perfect time to consider buying. The deals will not get any better and wait- ing for your current home price to move up signifi cantly, or, if you don’t own a home, for values to fall more, is a losing proposi- tion. So get moving.
Rick Koze is the president of Kay Builders, Inc. (
kaybuilders.com) a family-owned business based in the Lehigh Valley. A native of the area and an Emmaus High School gradu- ate, Koze holds a B.A. in Economics from Yale University. He has more than 15 years experience working with Fortune 500 companies.
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designbyPLACE.com 58 Early Fall 2011
610 428 1801
1 Lehigh Valley Marketplace
Horticultural Society
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3 Design Awards The Perennial Plant Assoc. 3 Time “Best of the
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