This page contains a Flash digital edition of a book.
BUSINESS NEWS


through community service. As the bank expanded to new Southern California lo- cations, so did its service to local commu- nities. The bank is now actively involved in all 22 locations where it operates branches. In no city is this more evident than San


Clemente. F&M and its employees are ac- tively involved in such organizations as the Boys & Girls Club, the San Clemente Chamber of Commerce, Casa Romantica and the Exchange Club. Intertwined with F&M’s tireless com-


mitment to community service is a person- alized approach to customer service that you aren’t likely to find at a large, national bank. This has helped F&M forge relation- ships that have spanned generations. And


The Bank has also set itself apart


from its large, multinational competi- tors in the controversial arena of debit fees. When Bank of America recently an- nounced that it would be charging its customers a monthly fee for the use of debit cards, F&M assured its customers that they would not be charged these fees and their checking would continue to be free. This critical combination of loyalty


and service stems from the fact that F&M treats each of its customers like members of its extended family. It would only be natural that F&M’s em- ployees are also part of the family tree. F&M boasts one of the strongest em- ployee retention rates of any organiza- tion in the region. More than 100 employees have worked for the bank for at least 15 years, with an additional 65 eclipsing the 20-year mark. Even the sight of a 30-year veteran is not un- common. As for Baker who man-


Rocio Vargas, Nancy Cook, Ada Baker, Kevin Middleton, Beau Poteet, Daniella McCormick, Melanee Hunn and Tuya Napoleoni.


lationships with the staff outside of the bank through schools, service projects, community events and neighborhood ties. “To properly serve the residents of San


ages the San Clemente of- fice this is her 13th year. “As soon as I began work- ing here,” she says, “it was apparent that this was a place of unbelievable loy- alty and support. And it has been amazing to be part of its growth over the years.” Of course, longevity is


Bank Manager Ada Baker and Operations Manager Kevin Middleton.


these relationships are the nourishment that has fed the bank’s organic growth into one of the region’s most highly regarded community banks. “We see ourselves as more than just


‘bankers’ and if our customers require any special attention, whether it is with a loan, a mortgage or just the day-to-day manage- ment of their account, we are here to meet their needs.”


THOMAS J. REILLY Criminal Defense Attorney


Felonies and Misdemeanors DUI / DMV Matters


Criminal Record Clean-Up


• Personal Attention • Commitment to Clients • Understanding • Reasonable Fees


(949) 388-3266 treillylaw.com


Law Offices of Tomas J. Reilly


630 S. El Camino Real, Ste A San Clemente, CA 92672


A Child Care & Development Center • Ages: 2 - 6 years Enrolling Now!


New! Drop in days now available.


San Clemente Preschool - 949-498-1025 163 Avenida Victoria (at S. Ola Vista, downtown) Hrs: Mon-Fri 6:30am-6pm


SANCLEMENTEJOURNAL 15


only half the equation for a community Bank. F&M also goes to great lengths to ensure that its local branches have local talent.


Meet Kevin Middleton who serves as


operations manager and lives in San Clemente with his wife and 4 children. In addition, more than half of the staff resides locally including Beau Poteet, new ac- counts representative who is a San Clemente native and proud graduate of San Clemente High School class of 2006, having lived in the community his entire life. Many of the bank’s customers have re-


Clemente, we knew that we had to have a staff that understood the many factors that make San Clemente residents unique,” said Baker. “I think the reason we have built such a loyal following here is due to our ability to capture the spirit of San Clemente with every customer we service.


You won’t find a more local bank.” So as you meander along El Camino


Real on one of San Clemente’s trademark sunny days stop in and pay a visit to the new Farmers & Merchants Bank, Member FIDC. Park in one of the extra parking spots, enjoy the additional space inside and check out the local art; but don’t be fooled by appearances. At F&M, it will always be business as usual. It has been for 104 years and counting. b


San Clemente’s Favorite Preschool!


Come Experience the Fun in Learning!


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56  |  Page 57  |  Page 58  |  Page 59  |  Page 60  |  Page 61  |  Page 62  |  Page 63  |  Page 64  |  Page 65  |  Page 66  |  Page 67  |  Page 68  |  Page 69  |  Page 70  |  Page 71  |  Page 72  |  Page 73  |  Page 74  |  Page 75  |  Page 76