City offers help to first-time homebuyers


Low income residents who are trying to gather enough funds to purchase a home could qualify for help through the City of Carlsbad’s First-Time Homebuyer Program.


This program is designed for people who have good credit and some money to put down on a new house, but need a little boost to get them over the final hurdle. The program provides up to 5 percent of the purchase price of a home to help cover closing costs and a down payment, with a maximum of $20,000.


To be eligible for the program, households must meet certain income requirements.


Applicants will need to demonstrate that they can comfortably make the monthly payments to qualify for assistance. Applicants will need to take a first-time homebuyers course, and then sit down with an expert who will go over their application and counsel them on what they can afford.


Although it’s called a “First-Time Homebuyer Program,” previous owners can qualify as long as they haven’t owned a home within the past three years.


The program is administered by Community HousingWorks, a local nonprofit that works with the city to administer the program, and the funds are made available by the U.S. Department of Housing and Urban Development.


 


Trash holiday pick-up for 2012 Not sure what day trash pick-up will fall after a


holiday? If a collection day falls on or after one of the holidays listed below, the collection day will be one day later than normal, Monday through Saturday. If a holiday falls on a Saturday or Sunday, there will be no delays.


One day delay New Year’s Day Memorial Day Independence Day Labor Day


Thanksgiving Day Christmas Day


Normal schedule for all other holidays.


Please contact Waste Management at 760-929-9400 or visit http://northcounty.wm.com/ for more information.


8 Carlsbad Currents


What’s the phone number for… City Hall


Abandoned vehicles


(public streets) Trash service/


dump information Non-emergency police Utility billing


Graffiti removal


Department of Motor Vehicles


Street light repair


For more commonly requested phone numbers, visit the city’s website and click on “Carlsbad A-Z” in the upper right of the screen.


760-434-2820 760-931-2289


760-929-9400


760-931-2197 760-602-2420 760-434-6700 800-777-0133


760-434-2980


Printed on recycled paper www.carlsbadca.gov


Photographs © City of Carlsbad and iStockphoto.com

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