Finance | Fenscene
Just One Day! E
very year we’re bombarded by months of adverts and promotions in the shops and online. Amid the madness, you should remember: Christmas is just one day out of 365. Don’t spoil 2020 by starting out in debt for the sake of 24 hours! The cost of Christmas can
be a real strain, but by planning ahead you can take the stresses out of your festive fi nances this year.
It’s tempting to put everything
on credit cards and think, “I’ll worry about that when the bill comes.” With a little forethought, you can avoid the dread of checking your statements in January. Don’t use your credit cards to buy things you don’t really want to impress people you don’t really like – that’s insanity! By thinking ahead before the big day, you can go a long way to enjoying your festivities without the January fi nancial blues. I have three rules when it comes to Christmas shopping: 1. Shop With A Plan: It’s like dieting, when you record your calories, you consume less, you’re conscious of your eating and spending.
2. Shop Around: Compare prices before buying, this is so quick and simple to do online. .
DO NOT BE TEMPTED TO OVERSPEND THIS CHRISTMAS…
3. Shop With Rewards: Check if there are any off ers which can save you money from sites such as
VoucherCloud.com and
VoucherCodes.co.uk Plenty of Christmas presents and knick-knacks are given out and then left in a drawer for months.
Why not make this Christmas about people, time and connections and not things? Spending time, talking and playing games with loved ones is the most valuable thing most of us can give.
Or perhaps you can do something for others in need. For instance, the homeless
Above: Don’t get your fi nances in a twist this Christmas.
charity Crisis needs over 10,000 volunteers every year for its activities, organisations supporting the elderly are always looking for people to spend time with those at home
alone...there are so many ways to help and truly give a gift this December. It doesn’t need to be all about the money.
Get your fi nances under control for more than just Christmas with Warren’s bestselling book, The Money Plan, or by visiting
warrenshute.com
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