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16 • October 2016 • UPBEAT TIMES, INC.


BIG FALL GUIDE Isn’t it time? Love where you bank.


You work hard to earn and save your money—we love helping you get the most from it. Switch today and discover personal and business banking with better rates, fewer fees, and exceptional service you’re going to love.


Better Rates. Fewer Fees. Convenient Access. Compare, Switch, & Save


Bank Average Auto Loans


1.94 8.99


Credit Cards 1 (800) 479-7928 | redwoodcu.org/switch


• Free Checking • 30,000 ATMs


• $12 monthly fee • 15,500 - 16,000 ATMs


Big savings & more ATMs with RCU


APR % 3.20% APR % APR Savings $835 15.32% APR $1,495


Membership open to anyone living or working in 7 North Bay counties or San Francisco, some restrictions may apply. Checking and ATM info collected from Bank of America and Chase websites on 9/1/16, fee charged when min. balance isn't met. National avg. from BankRate.com and CreditCard.com, reflect non-introductory rates. Rates listed assume excellent credit history, effective 8/1/16. Rates, terms and offers subject to change. Certain restrictions may apply. Auto loan comparison: based on $25k, 60-month loan. RCU APR-pay $428/month. Visa credit card: cash advances at non-RCU locations, the greater of 2% of advance amount or $20 will apply. Savings based on $10K balance paid over 48 mos.


16 • October 2016 • UPBEAT TIMES, INC. “Learn to value yourself, which means: fi ght for your happiness.” ~ Ayn Rand


Federally insured by NCUA


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