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Within the context of your French property purchase, the Crédit Agricole Nord Midi-Pyrénees would be pleased to accompany you. Offering service and advice from purchase and renovation mortgages to building and contents insurance, we may assist every step of the way.
Beginning with an initial discussion to collect all of the information needed in order to study your request, we work with you to find a solution adapted to your specific financial needs. Do you prefer a fixed or variable rate? How about a flexible loan offering the possibility to modify your monthly payments as life evolves?
Once a solution has been agreed, a mortgage file is created. The requirements may vary depending on the type of mortgage you choose, however the most common items include proof of your income, current outgoings, ownership of or the intention to purchase a home in France, and any renovations to be made.
If your file is approved, the offers are sent to your home address to begin the formal acceptance process. French law requires that you first respect a mandatory reflection period allowing you to legally sign the offers 11 days after receipt. The mortgage is then registered by your notaire either on the day of purchase or at a later date in the case of a renovation mortgage.
In addition, within the context of the mortgage, your notaire may ask for a certificate regarding insurance coverage of the house. The Crédit Agricole gladly offers this complete service so as to make your purchase process as seamless as possible.
Your personal advisor will have the pleasure of remaining your financial partner in France for all of your additional French banking needs. Current accounts, savings, investments, and a wide range of insurance coverage are always close at hand.
For further information, please contact us today on 05 65 75 75 33 or
caonline@ca-nmp.fr.
The next edition will be available in June. Contact us -
info@quercylocal.com
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