September 2011
LENDER’S VIEWPOINT By Forest Tardibuono
HOME & GARDEN Statistics, Statistics, Statistics
SANTA ROSA, CA. ~ I debated in high school and then went to Arizona State University on a tuition schol- arship for debate. Not too long into my college debate team tenure, I discovered concurrently, the girls dormi- tory housing 1,500 suntanned beauties, 7 oz. beers 6 for a buck, and the pool life around Lemon Grove Terrace - among other things. So much for the debate team. But from all those years
of competition one thing did become clear and that was that statistics require scru- tiny. They also need to be compared to other statistics to have any real meaning. Even more important is to look at who was giving forth the sta- tistic and the source of the sta- tistic. You probably innately know this, maybe you don’t. But in these trying economic times people the world over need to be reminded to think for themselves and not blindly trust what we are being told. Bad news and even worse headlines sell newspapers and draw us to news shows on tele- vision, radio and the internet. This is in spite of the fact there is good news buried under the headlines. It is commonly
known that bad news sells newspapers. This is really all that is holding down housing right now – the preponder- ance of bad news. It is really all that is hampering business expansion leading to the cur- rent unemployment rate. I have heard it called a lack of confidence. People are beat up about the bad news, the publishing of “bad” statistics. The real drag on the economy is that people get so beat up by bad news they feel like they can’t do anything about it – lack of confidence. Can you have another view-
point though? I mean, can you subtly change your think- ing just slightly? America isn’t going to
dry up and disappear. It will recover from the current mess. Don’t you truly believe that? I do. I mean, I’m not done with supporting my family, I’m gonna go camping again and fishing and golfing, and buying clothes and going to church and paying taxes and eating right and eating badly and working my tail off for all of this. That’s what I’m going to do. And I’m going to go about it confidently and with good cheer because it does not accomplish anything to be other than that. And I’m going to see headlines and statistics and hear news that
September 10
I’m going to take with a grain of salt because I know their stated purpose is to put forth bad news. So I’m not going to let it affect me one little bit. My initial purpose for writ-
ing this article was to motivate buyers to get out there and buy right now because the statistics I view as a mortgage broker and real estate bro- ker all point to BUY NOW. Get your confidence back in America. That is simply your decision. And the next time you see a bad headline just know that they are prob- ably all bad headlines with the worst statistics. It sells newspapers.
Forest Tardibuono is a old friend and supporter of
Upbeat Times and a CA DRE Broker with over 23 years
experience in real estate and lending. Website:
www.sun-
pacmortgage.com.
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Pg 11 JOKE # 6 Feeling edgy, a man took a
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The doorbell rang again. On went the slippers and towels, and the man started for the door again. He took one step, slipped on a wet spot, fell, and hit his back against the hard porcelain of the tub.
Cursing under his breath, the man struggled into his street clothes and, with every move a stab of pain, drove to the doctor. After examining him, the doctor said, “You know, you’ve been lucky. Nothing is broken. But you need to relax. Why don’t you go home and take a long hot bath?”.
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UPBEAT TIMES • September 2011 • 11
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