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Supporting charities

Here is what our companies are doing to make watching the pennies more sustainable

Virgin credit and prepaid cards

Virgin Money UK offers a market-leading Balance Transfer credit card that has helped over two million customers manage their credit card borrowing repayments, as well as a Prepaid MasterCard that allows customers to budget easily, helping to reduce stress and anxiety.

iving orders

ed circles are mostly prohibitive.

w signs qualify their message.

Family loans

Virgin Money in the US offers a product which directly contributes towards financial wellbeing. The Handshake Basic or Handshake Plus is a loan scheme which helps people borrow from friends, family and personal networks, with Virgin Money acting as a third party to protect the relationship and the money.

Maximum speed

End of 20 mph zone

Give way to traffic on

major road

Responsible investment

The Virgin Climate Change Fund invests in selected businesses (predominantly in the UK and Europe) that aim to drive outstanding profit growth and have a lighter environmental footprint. Virgin Money believes these companies will outperform heavier polluters who are facing increasing pollution taxes and penalties, imposed by governments and regulators.

Manually operated temporary STOP and GO signs

No entry for vehicular traffic

Double bend first to left (symbol

may be reversed) Bend to right

(or left if symbol reversed)

Roundabout Uneven road

Plate below some signs

No cycling

No motor vehicles

The financial crisis

The financial crisis highlighted widespread failures in the

No buses (over 8

passenger seats)

No vehicles carrying

explosives

No vehicle or combination of vehicles over length shown

banking system, largely created by complexity, a lack of transparency and a focus on high returns with excessive risk.

No vehicles To put this right,

over

No vehicles over

o right turn No left turn

banks need to focus on simple products, clearly explained, that deliver real and lasting value to customers. Virgin Money’s approach

in line with this vision.

height shown width shown

is in line with this vision.

No U-turns

No goods vehicles over maximum gross weight

shown (in tonnes) except for loading and unloading

hway Code shows many of the signs commonly in use, a comprehensive ng system is given in the Department’s booklet Know Your Traffic Signs, sellers. The booklet also illustrates and explains the vast majority of signs ncounter. The signs illustrated in The Hig

48

Traffic signals not in use

overtaking

Two-way

traffic crosses one-way road

Two-way traffic straight ahead

Opening or swing bridge ahead

Low-flying aircraft or sudden

aircraft noise

Metrolight delivers dimming capabilities to street lighting

Falling or fallen rocks

No

Leadership in personal pensions

The Virgin Personal Pension was revolutionary when launched in 1996 in the UK, with its unprecedented flexibility, simple charging structure and straightforward processes.

National speed limit applies

School crossing patrol

1. Green Light Trust (www.greenlighttrust.org)

Crossroads

Junction on bend ahead

T-junction with priority over vehicles from the right

Staggered junction

The priority through route is indicated by the broader line.

Traffic merging from left ahead

Virgin London Marathon

Virgin Money will host the official fundraising website of the Virgin London Marathon (www.virginmoneygiving.com) and Virgin has pledged to help the runners raise more than a £1/4 billion over the next five years.

Virgin Money Giving

Virgin Money has launched Virgin Money Giving. It is using its infrastructure and expertise to ensure that the new service is efficient, secure and offers a high quality service to all fundraisers, charities and donors. Virgin Money Giving is not-for-profit and simply aims to cover its operating costs so that it can offer the lowest possible charges to charities.

Green Light Trust

Virgin Money supports the Green Light Trust, an environmental education charity, which offers schools and communities the chance to learn about nature through a range of hands-on woodland and wild space restoration programmes1

Warning signs

Mostly triangular

. Virgin Money

UK has helped it achieve these goals, by providing financial support and working to build a five year plan to become less reliant on grants, thereby enabling greater financial security.

Dual

carriageway ends

Distance to ‘STOP’ line ahead

Road narrows on right (left if

symbol reversed) Road

narrows on both sides

Distance to ‘Give Way’ line ahead

Traffic signals

Slippery road

Gradients may be shown as a ratio i.e. 20% = 1:5

Steep hill

downwards

Steep hill upwards

Tunnel ahead

Trams

crossing ahead

Level crossing with barrier or gate ahead

108

Level crossing without barrier or gate ahead

Level crossing without barrier

THIS WAY...

CONSTRUCTION AHEAD

Alice Chapple

(Director of Sustainable Financial Markets at Forum for the Future)

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