PROMOTIONAL FEATURE
EXCLUSIVE HOLIDAYS FOR LIFE
Sibton Park, Kent.
El Pueblito de Alfaix, Almeria.
An initial payment from £5,000 and a quarterly fee of just over £37 (that’s around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes.
El Pueblito de Alfaix.
‘All the UK sites are in beautiful areas with stunning scenery,’ adds Steve ‘but, if the weather is bad, there’s always plenty of on-site facilities.’
HOLIDAYS FOR LIFE
Asked what is the best thing about HPB, Steve and Sheila agree it’s ‘the next holiday, then the next and the next…! There are so many sites still to discover and we know they’ll be just as wonderful as those we’ve visited.’
YOU’RE ONE STEP AWAY FROM A LIFETIME OF WONDERFUL HOLIDAYS
Constant, Dordogne. LOOKING TO THE FUTURE
Since 1983 HPB has weathered repeated cycles of boom-and-bust. Expansion has been faster in some years than others – but we’ve never stopped growing. Our portfolio continues to expand; and we now have over 40,000 Bondholders. It seems that our vision, and remaining true to it, strikes just as much of a chord with new Bondholders as with their predecessors. We must be doing something right! Q
If you would like to know more about HPB, please read Exclusive Holidays for Life (right) and then request your free Information Pack today. Call FREE on 0800 66 54 90 Visit
hpb.co.uk/RYA
As an RYA Magazine reader, the Holiday Property Bond will add an extra 5% to your investment when you become a Bondholder. Other terms and conditions apply. Visit
hpb.co.uk/RYA
For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £360 a week and £540 for a two-bedroom property. Larger properties are also available.
After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk.
You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
rya.org.uk SPRING 2024 27
Henllys, Anglesey.
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