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KEEPING YOU IN TOUCH - YOUR FREE MONTHLY NEWSPAPER DELIVERED DOOR-TO-DOOR FOR 32 YEARS


Homebuyer Surveys is a family run local surveying practice covering Cumbria and North Lancashire. Our principle surveyor is Martin Goode who has a wide experience in the construction sector in a career spanning some 35 years.


As members of the RICS we are fully regulated and insured.


We offer a friendly professional service and Martin is always happy to discuss your requirements and concerns.


• RICS Building Surveys • RICS Homebuyer Surveys • RICS Condition Reports • Insurance Cost Reinstatements • Schedules of condition • Valuations for:


Help to Buy Probate Tax Capital Gains Tax Matrimonial Compulsory Purchase Shared Ownership Charities Tax (section 119)


 01900 530800  martin@mrics.org


44 Market Place, Cockermouth, Cumbria, CA13 9NG


WITAMY W POLSCE!


This means ‘Welcome to Poland!’ in Polish. This could become a very useful phrase for British Citizens to learn, as the Polish Zloty is pretty much the only currency of any note which has been weaker than the pound since we voted to leave the EU.


At the time of writing, the Pound has fallen 20% against the Euro since we voted to leave. Despite its undoubted political and economic problems, the Eurozone is seen by worldwide investors as a ‘safe haven’ compared to the United Kingdom.


I like the ‘zone of truth’ which is built into the currency exchanges. This is not academics in ivory towers, or politicians punting their latest wacky strategies in TV studios. No, the currency rate is determined by the individual


CONSIDERED WORDS BY


OAKTREE ACCOUNTANCY


actions of billions of individuals across the globe making decisions on where to invest, where to visit, what to trade and so on.


So, the reason that our currency is 20% lower compared to the Euro is, by and large, that most of the world is less confident about this country and its prospects compared to the Eurozone than it was in 2016. Conversely, if the wildly optimistic promises made by the Brexit campaign in 2016 had been in any way, shape or form delivered on, I have no doubt at all that the Pound would now be


stronger, not weaker, than it was in 2016.


Europe is struggling a bit economically. Rich Chinese people, hit by Trump’s self-defeating trade wars, are buying a lot less German cars. So, Europe is suffering low growth as a result. Despite that, it’s still seen worldwide as a better bet than our own country. No amount of optimistic quackery from 10 Downing Street can make people sell Euros and buy Pounds.


Anyway, there are lots of nice things to see and do in Poland. Great city breaks, the Tatra mountains, 15 World Heritage sites, and cheap beer. Fill your boots with Zloty before the next plunge in the Pound!


Chris MacLeod BOOST YOUR BOTTOM LINE WITH A FIXED PRICE ACCOUNTANT


Proactive, quality accountancy support for your business First Two Months FREE with Oaktree!


Chris MacLeod ICPA INFO@COCKERMOUTHPOST.CO.UK


Call Chris for a free chat on 07889 181 080or 01900 268 086 www.oakacc.co.uk ISSUE 435 | 19 SEPTEMBER 2019 | 6


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