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KEEPING YOU IN TOUCH - YOUR FREE MONTHLY NEWSPAPER DELIVERED DOOR-TO-DOOR FOR 32 YEARS


Dreaming of Sunshine and Sangria…


Half-term has come and gone, and the summer seems to be upon us (hopefully!). For some people, the summer holidays are a time to put your personal affairs in order - spring clean the house, tidy up the garden, decorate… (I personally have a hall and lounge floor to fit) but what about your legal affairs. Why not also consider putting your legal affairs in order and entering into a Lasting Power of Attorney (LPA)?


There are two types of LPA, one for Financial Decisions and one for Health and Care Decisions.


Both types of LPA allow you to choose who to appoint as your attorney(s) to make important decisions on your behalf. You can also decide how your attorneys are appointed - whether jointly or jointly and severally.


An LPA for financial decisions enables your attorney(s) to deal with your finances (such as access your bank accounts, deal with your investments, pay your bills, sell or buy property). This can be used both while you retain capacity, and should you ever lose your capacity in the future.


If you do not have an LPA for Finances and you lose your capacity no one would be able to deal with your finances. An application would have to be made to court to have somebody formally appointed. You would not have a choice over who is appointed, and it could be that somebody other than a family member (such as social services) is appointed.


An LPA for health and care decisions enables your attorney(s) to make decisions about the type of health care and medical treatment you receive - including life-sustaining treatment, where you live and day to day matters such as your diet and daily routine. Your attorney(s) can only make these decisions if you have lost your capacity and are unable to make these decisions for yourself.


If you would like any further information or wish to discuss LPA’s further, please do not hesitate to contact us, either by telephone or by appointment. In the meantime, I’m off to find a joiner.


Emma Williams Solicitor


INFO@THECOCKERMOUTHPOST.CO.UK


The Local Solution on Main Street


3Lasting Powers of Attorney 3Wills and Probate 3Residential Conveyancing 3Commercial Property and Leases 3Personal Injury 3Divorce, Family and Children Law 3Disputes


Free Will and Trust Reviews Available


Fully qualified member of staff available to offer specialist advice on trusts and estates


Milburns Solicitors


3-5 Main Street, Cockermouth CA13 9LE 01900 898010


cockermouth@milburnssolicitors.co.uk Other local offices:


Workington - 21-23 Oxford Street, CA14 2AL Whitehaven - 25/26 Church Street, CA28 7EB Maryport - 45 Curzon Street, CA15 6LP


www.milburnssolicitors.co.uk ISSUE 432 | 20 JUNE 2019 | 16


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