Vendor profile:SAP Head office: Walldorf, Germany


Ownership: Public ownership Founded: 1972 Number of known sites for Deposits Management: 80 Number of known sites for Loans Management: 100 Number of staff: 66,500 Example clients for Deposits Management: • Adarsh Credit Cooperative Society • Banco Compartamos • Central Bank of Italy • ING Real Estate • Standard Bank • World Bank


Company overview


SAP has always been in the banking sector at the accounting and ERP level but it has also been in the back office systems space for a fair while now.


Initially, this was with a German-specific lending system but, gradually that system became more international and SAP added two broader retail banking offerings.


Deposits Management (although SAP sometimes uses a generic ‘SAP for Banking’ brand or variations on this) is a newer offering intended to be a complete, customer- oriented transaction processing solution for retail banking. (It was previously called Account Management [AM] and Corebanking.)


Loans Management (formerly CML) was originally developed for insurance but, over time, was taken by a number of German banks, followed by banks abroad, and then a considerable number of corporate users.


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