Heritage Publishing, Inc. © 2012
FLORIDA STATUTES
(3) Is a self-employed public adjuster or associated with or employed by a public adjusting firm or other public adjuster.
626.8584 “Nonresident independent adjuster” defined. A “nonresident independent adjuster” is a person who: (1) Is not a resident of this state; (2) Is currently licensed independent adjuster in his or her state of residence for the type or kinds of insurance for which the licensee intends to adjust claims in this state or, if a resident of a state that does not license independent adjusters, has passed the department’s adjuster examination as prescribed in s.626.8732(1)(b); and (3) Is a self-employed independent adjuster or associated with or employed by an independent adjusting firm or other independent adjuster.
626.859 “Catastrophe” or “emergency” adjuster defined. A “catastrophe” or “emergency” adjuster is a person who is not a licensed adjuster under this part, but who has been designated and certified to the department by insurers as qualified to adjust claims, losses, or damages under policies or contracts of insurance issued by such insurer, and whom the department may license, in the event of a catastrophe or emergency, for the purposes and under the conditions which the department shall fix and for the period of the emergency as the department shall determine, to adjust claims, losses, or damages under the policies of insurance issued by the insurers. 626.860 Attorneys at law; exemption. Attorneys at law, duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar, shall not be required to be licensed under the provisions of this code to authorize them to adjust or participate in the adjustment of any claim, loss, or damage arising under policies or contracts of insurance. 626.861 Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by. (1)Nothing in this part shall be constructed to prevent an executive officer of any insurer, or a regularly salaried employee of an insurer handling claims with respect to health insurance, or the duly designated attorney or agent authorized and acting for subscribers to reciprocal insurers, from adjusting any claim loss or damage under any insurance contract of such insurer. (2) If any such officer, employee, attorney, or agent in connection with the adjustment of any such claim, loss, or damage engages in any of the misconduct described in or contemplated by s. 626.611(6), the office may suspend or revoke the insurer’s certificate of authority.
626.862 Agents; adjustments by. A licensed and appointed insurance agent may, without being licensed as an adjuster, adjust losses for the insurer represented by him or her as agent if so authorized by the insurer. The license and appointment of the agent may be suspended or revoked for violation of or misconduct prohibited by s. 626.611(6). 626.863 Licensed independent adjusters required; insurers’ responsibility. (1) An insurer shall not knowingly refer any claim or loss for adjustment in this state to any person purporting to be or acting as an independent adjuster unless the person is currently licensed and appointed as an independent adjuster under this code. (2) Before referring any claim or loss, the insurer shall ascertain from the department whether the proposed independent adjuster is currently licensed and appointed as such. Having once ascertained that a particular person is so licensed and appointed, the insurer may assume that he or she will continue to be so licensed and appointed until the insurer has knowledge, or receives information from the department, to the contrary. (3) This section does not apply to catastrophe or emergency adjusters as provided for in this part.
626.864 Adjuster license types. (1)A qualified individual may be licensed and appointed as either: (a) A public adjuster; (b) An independent adjuster; or (c) A company employee adjuster.
(2) The same individual shall not be concurrently appointed as to more than one of the adjuster types referred to in subsection (1).
626.865 Public adjuster’s qualifications, bond. (1) The department shall issue a license to an applicant for a public adjuster’s license upon determining that the applicant has paid the applicable fees specified in s. 624.501 and possesses the following qualifications: (a) Is a natural person at least 18 years of age. (b) Is a United States citizen or legal alien who possesses work authorization from the United States Bureau of Citizenship and Immigration Services and a bona fide resident of this state. (c) Is trustworthy and has such business reputation as would reasonably assure that the applicant will conduct his or her business as insurance adjuster fairly and in good faith and without detriment to the public. (d) Has had sufficient experience, training, or instruction concerning the adjusting of damages or losses under
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