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Business owners need their own ‘quarterback’


Unless you’ve been cut off from


every source of media, not to mention all human contact, you’re aware that the Super Bowl is fast approaching. If you’re a football fan, you’re probably eager to watch the game featuring this year’s best teams. And if you’re a business owner, you can learn a lot from how Super Bowl teams are put together. One thing that virtually all Super


Bowl teams share is a stellar quar- terback — someone who drives his team with skill, agility and vision. These same qualities can be found in a qualified, experienced financial professional — someone who can act as your “quarterback” and help you reach your goals. What sorts of guidance might you


get from your “quarterback”? Here are some possibilities: • Coordinating your “team” — A


Super Bowl-caliber quarterback obvi- ously is adept at getting everyone on the offense to play well together. And as a business owner, you, too, may need to get your own “team” up and running. Specifically, you may well need to use both an attorney and a tax professional to help you take care of various aspects of your business. Your financial advisor can help coordinate their services. For example, if your business is involved with your estate plans, you will have legal, tax and investment consider- ations to deal with — so you’ll want


Two injured in I-26 cont..


Continued from page 1


the guardrail before spilling onto the median.” Lord said excessive speed was the


cause of the accident, and Byrd is charged with reckless driving. Te vehicle was traveling shortly


before 10 am in the eastbound lanes of I-26 near mile marker 18 when it lost control on wet roads and crashed, ending up on its side in the median. A witness on the scene concurred


that the vehicle was traveling at a high rate of speed. No other vehicles or individu-


Savings based on national customer-reported data for new policies in 2009. Actual savings vary. Allstate Indemnity Company, Allstate Property and Casualty Insurance Company: Northbrook, IL. © 2010 Allstate Insurance Company


24 THE TRIBUNE/LEADER - February 3 - February 9, 2011


als were harmed in the accident. Traffic on the westbound lanes was merged into one lane as emergency personnel from the Weaverville Fire Department worked to extract the passengers from the car. Both were transported to Mis-


sion Hospitals. www.weavervilletribune.com


all your legal, tax and financial advisors working together toward your ultimate objectives. • Executing your strategy — Wheth-


er a quarterback hands off the football or throws a pass, he is attempting to follow his team’s game plan, or strategy. And your financial advisor, as your quarterback, will help you execute the right game strategy to attain your own objectives. For starters, your financial advisor will ask questions such as these: Do you have a retirement plan in place? If so, is it appropriate for your needs? Do you have the right types and amounts of business insurance? Have you considered business succession strategies? Once your financial advisor knows the answer to these questions, he or she can then help you implement your overall strategy through the use of suitable products and services. • Adjusting your “plays”— When a


quarterback sees something he doesn’t like, such as a last-minute change in the


opposing team’s defense, he may call an “audible” to adjust his team’s designed play. Similarly, your financial advisor, upon identifying obstacles to your suc- cess, may recommend changes to your “plays” — the individual actions that make up your overall financial strategy. To illustrate: After reviewing the prog- ress you’re making toward the retire- ment lifestyle you seek, your financial advisor determines that your retirement plan — e.g., your owner-only 401(k), SEP-IRA, SIMPLE IRA or whatever plan you’ve chosen — is underfunded, contains


a high percentage of con-


servative investments and may need potential growth opportunities. A Super Bowl team needs a good


quarterback — and so does your business.


Tis article was written by Ed-


ward Jones for use by Bill Boughton, Weaverville’s local Edward Jones fi- nancial advisor.


FREE REVIEW


Do you have the right investments in place to help you meet your financial goals?


At Edward Jones, our business is to help people find solutions for their long-term financial goals.


Edward Jones ranked “Highest in Investor Satisfaction with Full Service Brokerage Firms, Two Years in a Row,” according to the J.D. Power and Associates 2009 and 2010 U.S. Full Service Investor Satisfaction StudiesSM


.


Edward Jones received the highest numerical score among full service brokerage firms in the proprietary J.D. Power and Associates 2009–2010 Full Service Investor Satisfaction StudiesSM


.


2010 study based on responses from 4,460 investors measuring 12 investment firms and measures opinions of investors who used full-service investment institutions. Proprietary study results are based on experiences and perceptions of consumers surveyed in May 2010. Your experiences may vary. Visit jdpower.com.


If you would like a free review of your portfolio or any other investments to see if they are appropriate for your long-term goals, please call or stop by today.


Bill Boughton, AAMS® Financial Advisor


.


61 Weaver Boulevard Weaverville, NC 28787 828-645-0341


www.edwardjones.com Member SIPC


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