INTRODUCING ELECTRONIC DISCOVERY TO INSURANCE CLAIMS


How The Electronic Discovery Process Intersects Underwriting Claims & Litigation


Incorporating the management of electronic data into its risk analysis protocols is insurance carriers next big move.


36


By Jennifer Rothstein, Esq.


large corporate risks and as litigation continues to become more complex and costly, electronic discov- ery is becoming an integral part of the underwriting, claims handling and resolution process.


A


The earlier in the process electronic discovery questions are asked, the earlier decisions can be made and the more defensible and cost-effec- tive the project can be for the client and the insur- ance company that is ultimately paying the bills. In order to reduce its own costs, the insurance in- dustry is starting to incorporate the management of electronic data into its risk analysis protocols.


Underwriting Underwriters have always assessed an insured’s risk before writing a policy or upon renewal. The appli- cation usually includes questions about the corpora- tion’s finances, leadership, market share and prior litigation.


s insurance carriers continue to underwrite


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56  |  Page 57  |  Page 58  |  Page 59  |  Page 60  |  Page 61  |  Page 62  |  Page 63  |  Page 64  |  Page 65  |  Page 66  |  Page 67  |  Page 68