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APRIL 2012  FOR YOUR INFORMATION Find this lucky light bulb and win $25!


A co-op member could wind up $25 richer this month—if they find the lucky light bulb. The light bulb (shown here) is hidden somewhere on the Choctaw Electric Cooperative website. If you find it, please email LoisAnn Beason at labeason@ choctawelectric.coop. Winners will be drawn


from submissions .Start your search now at www.choctawelectric.coop.


Get out of debt one step at a time Lucky Account #38844025. If this


$25 bill credit. D


ebt can feel like a load of bricks, slowly crushing you. You can’t throw it off in one


big shove; you’ve got to dismantle it brick by brick. Take these steps to reduce your debt burden, and start breathing easily again.


Figure out where you stand. Debt can seem overwhelming unless you cut it down to size. Make a list or spreadsheet of your creditors, and note how much you owe each one. You’ll find it easier to deal with smaller sums of money one at a time.


 Set some priorities. Identify which debts need to be paid off, or at least paid down, first. Pay attention to debts with the highest interest rate, they’ll cost you more in the long run if you delay taking care of them.


 Cut back on spending.


number matches the account number on your bill, please call 800-780-6486 for a


ENERGY EFFICIENCY Tip of the Month


Select one spending item such as buying new clothes or eating in restaurants, and eliminate it for a specific period of time. Use the money you save to pay down your debt.


 Get tough with credit cards. It may be impossible to cut up your credit cards these days, but make an effort to limit their use unless you have a real emergency. Make yourself wait at least 24 hours before buying anything: most of the time you’ll realize that your “need” was really just an impulse that you can ignore.


 Start a plan for saving. Get into


the habit of putting a little money away each week. Even a small amount will add up over time, giving you more flexibility and easing your anxiety about financial worries.


Please save these important dates


April 10 ......................CEC Energy Saving Workshop. 2 pm - 4 pm. Free for all Choctaw Electric Cooperative members, the workshop will feature topics such as weatherproofing your home, caulking around doors and windows, space heaters and insulation. Several guest speakers will offer tips and suggestions on how to take advantage of energy-saving programs at the federal, state and local level, for members that qualify. The workshop will take place at the CEC office in Hugo. Contact John Drake at CEC for more details, 800-780-6486, ext. 233.


April 21..................... Relay for Life Benefit Roping, Hugo Rodeo Arena . Books open 9 am-10 am. 9, 11 and 13 point ran separately. Roping begins at 10:30 am. 60 percent payback. Roping is a 4/$60. High money winner of each roping wins a buckle. For details, please contact John Antu at 580-298-7320 (day) or 580-372-1190 (evening). This is a Relay for Life event.


Trees on the south and west sides of your home provide shade—and can reduce cooling costs as much as 10 percent—during hot summer months. And by adding vegetation to the north side of your home, you can cut winter winds that trigger higher heating costs. Find more ways to save at TogetherWeSave.com.





PAGE 3


Convenient payment


locations Choctaw Electric Cooperative provides several authorized payment locations. Drop your payment by any of the following businesses during regular office hours:


IDABEL    


ANTLERS   


BROKEN BOW   


CLAYTON 


HUGO  


HOCHATOWN 


VALLIANT  


WRIGHT CITY 


CEC


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