28 Clitheroe Advertiser & Times, Thursday, February 8th, 2007 HEAD OFFICE
. 121 PARK LANE MAYFAIR LONDON W1K 7AG
piNE & ofiniiiio Homes from Mortimers
Britain's leading network of independent estate agencies specialising in the sale of Fine & Country propeity ' / ‘ 'c * ' - < v ' f 7 "'‘ ‘j
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propertytoday.co.uk
Clitheroe Advertiser&Times, Thursday, February 8fh, 2007 29 Licensing welcomed but no red tape please!
A CALL by Halifax Estate Agents (HEA) to introduce licensing for all estate agents in the UK has been welcomed by the National Association of Estate Agents (NAEA).
The call comes in advance of
a House of Lords report on the Consumers, Estate Agents and Redress Bill, which aims to tackle the issue of compensa
tion for consumers. HEA has mirrored the NAEA's own response to the Bill: that it could in fact go further to bene fit consumers and estate agents by addressing the issue of industry regulation.
Peter Bolton King, chief
executive at the NAEA, said: “We have been calling for the Government to introduce better
den of red tape. Regulation need not be difficult to deal with -
regulation of estate agency through licensing for some time now and are delighted that Hal ifax Estate Agents has come out in support of this view. We would stress, however, that we
are calling for licensing with a little T. We believe there is no need for the Government to implement complicated and costly new legislation that will only serve to increase the bur
in place within the industry. 'The NAEA, for example, has
a technical qualification that estate agents must take in order to join and all members must abide by the association’s rules of conduct. “UK estate agency has, for a
Hotel sold for £2m
A PRESTIGIOUS Ribble Valley hotel has been sold for more than £2.25 million. As exclusively revealed in the Clitheroe Adver
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Kgs',^a 'THE MEADOWS' WORSTON,
This excellent 1930's built detached family residence was extended in the 1970's and offers truly superb internal family living accommodation. Mature formal gardens and stable block plus additional 1 1M acres
Tfl-: BANK HOUSE, HIGHAM,
This delightfully located detached period residence occupies an idyllic rural location with panoramic views to the front. Offering generous gar dens with tennis court together with 10 acres of land including a small woodland
£895,000 EDISFORD BRIDGE COTTAGE CLITHEROE, I
Fine and Country Office is Opened
I 'S I WANTED
The phenomenal success of Fine and Country Prestige Homes has resulted in a record number of enquiries for properties in the nibble and Hodder Valleys.
1, WALLED GARDEN WOODFOLD PARK MELLOR, poy INVITATION
You are cordially invited to visit our new dedicated Fine and Country
Office at 39 King Street to view the North West’s largest selection of Prestige Properties available.
A splendid detached house of contemporary design converted from outbuildings approximately 18 months ago within the grounds of Woodfold Hall. Set in woodlands and open farmland with stunning views
STOCKS BARN, CARR LANE, BLACK8URN, £595,000
A splendid detached five bedroomed barn conversion situated in one of Blackburn's most prestigious resi dential areas off Meins Road enjoying views over open countryside. Convenient for all local amenities including good schooling and recreational areas
Enquiries from out London Park Lane office and our team of Fine and Country offices throughout the North West have received enquiries for properties from £600,000 to £1.8 million
If you wish to discuss the sale of your home with our Fine and Country home experts,
Contact; Fine & Country Suite on 01254 828922 Contart: Fine & Country Suite on 01254 828922
please ring 01254 828922 or London office 020 7079 1536
tiser and Times last month, Eaves Hall Country Hotel has been bought by Richardson Hotels. The company now plans to refurbish the West
Bradford property, which has 34 en-suite bed rooms, as well as extensive public areas and grounds. Eaves Hall Hotel was put on the market at “offers
in excess of £2,250,000” tor the freehold interest. Following competitive bidding, it was sold in
£429,950
Delightful Grade II listed cottage property of immense character and deceptively spacious accommodation including lounge, dining room, din ing kitchen, conservatory, 4 bedrooms(one-en suite), bathroom. Viewing recommended
excess of the asking price level. The Civil Service Motoring Authority, which has
owned and operated the premises since 1961 was advised on the sale by Savilis. Julian Troup, direc tor of the company’s Manchester office, said: 'The CMSA’s decision to sell Eaves Hall was based on the company’s strategy to rationalise its estate and focus attention on the trading of its other business interests in the south of England. “Eaves Hall is an attractive building that is full of
character and conveniently located close to the A59, so it was certainly no surprise that it generat ed a lot of interest and resulted in us inviting inter ested parties to place 'best offers’. “Richardson Hotels now has seven superior
hotels throughout the UK, and judging by the qual ity of these, I am certain that the refurbishment they have planned will be a success attracting a significant uplift in trade both locally and from fur ther afield.”
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SOLD: The prestigious Eaves Hall Country Hotel has been sold for £2.25m (s).
Mortgage Talk - Mortgage of the Week
NATIONAL independent mortgage broker Mortgage Talk highlights a selection of the week's mortgage deals.
Short Term Fixed Rate The Bank of Scotland is offering a , „■ „ ■iry-: 3 1 'RANDALLS' HODDER COURT 5TONYHUR5T, £575,000
An exceptional residence of immense character lying on the fringe of the Forest of Bowland and forming part of the luxury conversion of the former Stonyhurst College Preparatory School
■CASTLE HILL' CLIVIGER, BURNLEY, £525,000
Steeped In history, this super family home benefits from many Internal period features complementing this Impressive secluded property which nestles amongst beautiful gardens and adjoins delightful open countryside. Viewers will not be disappointed
'HODDER BANK' STONYHURST, £499,950
This imposing residence has extensive 4/5 bedroomed en suite family accommodation offering over 3000 sq ft of living space and comprising lounge, study, breakfast kitchen, balcony, bathroom, two further
ground floor rooms with potential for further accom modation
Contact: Fine & Country Suite on 01254 828922
121 PARK LANE MAYFAIR LONDON W1 E:
info@fineandcountry.com
Contact: Fine & Country Suite on 01254 828922 Contact: Fine & Country Suite on 01254 828922 WEST THE GRANGE, GREAT HARWOOD, £495,000
A rare opportunity to acquire an impressive period residence set in superbly maintained gardens. Comprising reception hallway, 3 reception rooms, kitchen, 4 bedrooms. Viewing essential to fully appreciate.
fixed rate deal until the 28th February 2009, at a rate of 5.19%, reverting to the standard variable rate for the remaining term of the mortgage, cur rently 7.5%. The overall cost forcom- parison is 7.4% APR. An Early Repayment Charge is payable if you repay all or part of the mortgage dur ing the fixed rate period. There is a valuation tee of £300 and an arrange ment fee of £499 that can be added to the loan. Long Term Fixed Rate
The Bank of Ireland is offering a Contact: Fine & Country Suite on 01254 828922
TEL: 01254 828922
www.fineandcountry.com
Associated Offices in Bi.-mingham. Bishops Sto.rtford. Cheltenham. Coventrv' Exete,-, Leeds, Mayfair, Norwich, Princes Risborouoh Sheffield
FINE & COUNTRY SUITE 39 KING STREET
WHALLEY, BB7 9SP
fixed rate deal until the 31st March 2012, at a rate of 5.29%, reverting to the standard variable rate for the remaining term of the mortgage, cur rently 7.34%. The overall cost tor com parison is 6.9% APR. An Early Repay ment Charge is payable if you repay all or part of the mortgage during the fixed rate period. There is a valuation fee of £240 and an arrangement fee ot £799 that can be added to the loan.
Short Term Discount or Tracker
BM Solutions is offering a two year
tracker scheme at the Bank of Eng land base rate minus 0.65%, equat ing to 4.6%, reverting to the standard variable rate for the remaining term of the mortgage, currently 7.24%. The overall cost for comparison is 7.2% APR. An Early Repayment Charge is payable if yourepay all or part ot this mortgage within two years. There is a valuation fee of £350 and an arrange ment fee of £1000 that can be added to the loan. Long Term Discount or Tracker
The Alliance & Leicester is ottering
a five year discounted scheme at 2.1% off its standard rate, equivalent to a current rate of 5.29%, reverting to the standard variable rate for the remaining term of the mortgage, cur rently 7.39%. The overall cost for comparison is 6.8% APR. There is an early redemption penalty upon repay ment of this loan up to the end of the discount period. There is valuation fee of £280 and an arrangement fee ot £599 that can be added to the loan.
Cashback
The Chelsea Building Society is offering a mortgage fixed at 6.84%
until March 1st, 2012, with a 6% cashback on completion. The overall cost for comparison is 7.2% APR. There is a requirement to repay the cashback on early repayment of the loan within the fixed rate period. There is a free valuation and free legal work, but an arrangement fee of £695 that can be added to the loan. Buy to Let
BM Solutions is offering a two year
tracker buy to let deal at the Bank of England base rate minus 0.51%, equating to 4.74%, reverting to their standard variable rate, currently 7.2%, at the end of the period. The overall cost for comparison is 7.2% APR. An Early Repayment Charge is payable if you repay all or part of this mortgage during the first two years of the loan. There is a refundable valua tion fee of £350, while the arrange ment fee of £1500 can be added to the loan. Tliere is no guarantee that it will be possible to arrange continu ous letting of the property nor that the rental income will be sufficient to meet the cost of the mortgage. Remortgage
For those looking to remortgage,
the Bank of Scotland is offering a fixed rate deal until the 28th February 2009 at a rate of 5.59%, reverting to the standard variable rate of 7.5% for
the remaining term of the mortgage. The overall cost for comparison is 7.4% APR. An Early Repayment Charge is payable if you repay all or part of this mortgage during the fixed rate period. This mortgage offers a free valuation, free legal work and no arrangement fee. Your existing lender may impose penal ties if you switch your mortgage to a new lender. Lifetime Tracker
The Northern Rock is offering a
lifetime tracker deal at the Bank of England base rate plus 0.34% for the full term of the loan, currently equating to 5.59%. The overall cost for comparison is 6%. There is no Early Repayment Charge on this loan, but there is a valuation fee of £505 and an arrangement fee of £995, which can be added to the mortgage. This loan also offers a £700 cashback. 100% Mortgage
Mortgage Express is offering a
5.79% deal, fixed until the 30th April 2009, reverting to the standard vari able rate for the remaining term ot the mortgage, currently 7.25%. The overall cost for comparison is 7% APR. An Early Repayment Charge is payable if you repay all or part of this mortgage during the discount
period. There is a valuation tee ot £260, and an arrangement fee ot £695.
Capped Rate Mortgage The Skipton Building Society is
offering a tracker mortgage at a cur rent rate of 5.75%, capped for three years to a maximum rate of 5.75%, reverting to the standard variable rate for the remaining term of the mortgage, currently 6.64%. The over all cost for comparison is 6.5% APR. An Early Repayment Charge is payable if you repay all or part of this mortgage during the capped rate period. There is a valuation fee of £220, and an arrangement fee of £599 that can be added to the loan. ® Figures based on £150,000 pur
chase price or value and £100,000 repayment mortgage over 25 years. All figures are subject to revision, but current at time of going to press. Your home may be repossessed if you do not keep up repayments on your mortgage. In certain circumstances Mortgage Talk may charge a fee for arranging your mortgage. A typical fee could be up to £299. For full details contact independent
mortgage broker Mortgage Talk on 0800 996 1111, visit
www.mort-
gagetaik.co.uk or e-mail
enquiries@mortgagetalk.co.uk
in fact the structure is already
long time, been plagued by the actions of a rogue minority, with both consumers and agents suffering as a result. By insisting that estate
agents must be a member of an approved professional body, the Government could easily and successfully go a long way towards tackling this important issue.”
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