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44 • Financial planning, legal services & donations recommends ACCESS CREDIT MANAGEMENT


At Home & In T e Garden • Sunday 24 May 2020


MANAGEMENT Retirement Planning Oaklands Wealth Management offers expert independent fi nancial advice on pensions and savings over £500,000 to UK investors via Zoom, Skype and FaceTime. Its British Standard-accredited service helps families build wealth. And retirees gain peace of mind with an actively managed pension portfolio. Twice yearly reviews and cash-fl ow modelling are at the heart of Oakland’s FCA-authorised and regulated service. The company offers a free investment review worth £250. oaklandswealth.com


OAKLANDS WEALTH


PGB GITLIN BAKER Solicitors


B P COLLINS


ACCESS CREDIT MANAGEMENT Debt recovery


Access Credit Management has over 20 years’ experience in delivering UK and International commercial debt recovery services on a contingent basis, no collection no fee. It offers credit management and commercial funding solutions to organisations in a wide range of sectors, whether they’re large or small, national or international. Time is money and healthy cash fl ow is the key to success for most businesses, maybe more so today than ever before. accesscm.co.uk


DOGS FOR GOOD Charity


DOGS FOR GOOD


Dogs for Good offers life-changing support to people with a range of needs, including those with physical and learning disabilities, autism and dementia, enabling them to lead more independent lives. Whether this is providing an assistance dog, working with both a therapist and a dog, or delivering training to families with autism, the charity relies on donations. To donate and/or for training advice for your dog, visit dogsforgood.org


B P COLLINS Law fi rm


B P Collins is a lifecycle law fi rm that helps people and businesses to achieve their goals. It solves problems, manages risk and seeks to add value. The company’s enduring relationships with clients lead to an outstanding service. B P Collins serves both private individuals and businesses. The company has a solid track record of winning cases, solving problems, safeguarding clients’ interests and giving them peace of mind. bpcollins.co.uk


CORNERSTONE TAX SDLT Refunds


You may think that with the current situation, property taxes are the last thing that should be on your mind. But with as many as one in three purchasers in the UK having paid more Stamp Duty Land Tax (SDLT) than they should have, and house prices set to be uncertain in the coming year, there’s never been a better time to visit SDLTRefunds.ctatax. uk.com to see how much cash could be tied up in your home in the form of overpaid SDLT, and how to claim it back.


When it comes to business disputes, it’s important to get the right lawyers onside. Experience, effi ciency and pragmatic good business sense is what differentiates bespoke city fi rm, PGB Gitlin Baker. It’s a better way of running a law fi rm, with a cost- effi cient structure that means all cases are partner-led. This means not having to deal with junior members of a large and expensive team. The legal profession is changing and PGB Gitlin Baker is at the cutting edge of that. pgbsolicitors.com


PROWSE PROBATE Probate and Wills


CORNERSTONE TAX


Prowse Probate is a small family-run business that’s been trading since 1992. It specialises in the preparation of Wills and lasting powers of attorney, assists with probate applications, administers estates and provides inheritance tax advice. The company is a STEP member with fully recognised legal qualifi cations but is highly competitive price-wise (approximately one third of the price of solicitors) and never introduces hidden extra charges. valuewills.co.uk


Protecting personal data now


T e current coronavirus pandemic has created other risks, including posing a real threat to data protection


Opportunistic cybercriminals are


exploiting the current lockdown situ- ation, with increased phishing attacks and data breaches being reported. Action Fraud cited a 400% increase


in corona-virus related incidents between 1 February and 18 March, while the National Cyber Security Centre has taken 471 fake shopping websites offl ine in the past month, purporting


to sell essential virus


protection items such as face masks and handwash. Staying home during the corona-


virus crisis is essential, but as we try to replicate our lives utilising tech- nology, staying safe online is also


“Ensuring hypervigilance and implementing simple precautions will help to minimise the risk and devastating consequences of a data breach”


critical. Recent phishing attacks have appeared very authentic, seemingly off ering timely information or help during the pandemic. Reported crimes have included text messages and emails falsely claiming


to be from HMRC or the World Health Organization (WHO), among others. A greater reliance on technology


during this challenging period provides cybercriminals with more opportunities to steal personal infor- mation. Ensuring hypervigilance and implementing simple precautions will help to minimise the risk and devas- tating consequences of a data breach. Best-practice tips for preventing


cybercriminals from accessing private information include using unique login details and passwords for every website used; checking the original source of a link that appears to be from an offi cial body received via text or email before clicking on it; and using a credit card for online payments for enhanced payment protection. Hayes Connor Solicitors is a cyber-


crime and data breach specialist law fi rm representing individuals who have suff ered a data breach leading to actual, or potential, fi nancial or psychological damage. Its team of experts understand the


devastation suff ered by victims of cybercrime and data breaches. Acting for individuals following a data breach or cybercrime, Hayes Connor Solicitors is currently involved in a number of group actions against British Airways, Equifax, Ticketmaster, Marriott Inter- national, Dixons Carphone and others. T e Hayes Connor team of cyber-


crime and data breach experts also act on individual claims.


For more information, including further


advice on how to stay safe online, visit hayesconnor.co.uk or contact the friendly team on 0330 107 5165.


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