likely evolve as you move through life, but make sure both partners are in- volved along with way. While it’s not a pleasant thought, there is a possibility that you or your spouse may be man- aging your finances alone at some point. It’s important that both partners remain equally involved in financial decision-making so in the event that one spouse is left to make these decisions alone, they can re- main financially secure. This may also minimize conflict amongst other fam- ily members in the wake of a tragedy or sudden death.


Put it all in perspective While finances can create plenty of


stress in relationships, it’s important to keep the big picture in mind. While you plan as a couple, consider important factors like your career goals, how you might support your children, and when and how you might retire. Though talk- ing about finances may never come naturally, plan some time with your spouse or partner this year to have an open financial dialogue and to share your vision of your future together. ●


Diane S. Davis, CFP®, CLU® CERTIFIED FINANCIAL PLANNER™ Ameriprise Financial 5200 Park Rd, Ste 117, Charlotte, NC 28209 diane.s.davis@ampf.com www.ameripriseadvisors.com/diane.s.davis


704.522.6565


www.womanwithknowhow.com MARCH 2012


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