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Chairman of the Board’s Message


In 2016 TD Bank Group delivered increased reported earnings for the seventh consecutive year. We delivered increased dividends for the sixth consecutive year. We operated within our risk appetite and ended the year with strong capital and liquidity positions. For the sixth year in a row, Global Finance named TD one of the world’s safest banks and the safest bank in Canada.


While delivering excellent short term results, TD maintained focus on the medium to long term through substantial investment in technology and training, so as to enable TD to continue to deliver on its differentiated convenience and service promise to retail customers and to support the growth of our commercial and corporate clients. TD’s success is underpinned by its values and culture. As the pace and intensity of the competition has increased, we have maintained a focus on metrics of employee and customer satisfaction, in order to be sure that our core values continue to be well understood and widely reflected throughout the Bank, particularly in our interactions with customers.


On behalf of the Board I would like to thank our Group President and CEO, Bharat Masrani, and his leadership team, as well as every one of our employees, for their hard work, wise stewardship and balanced approach to making TD the Better Bank. I also want to thank our shareholders for their ongoing support and our customers for the opportunity to serve them every day.


Brian M. Levitt Chairman of the Board


THE BOARD OF DIRECTORS AND ITS COMMITTEES


The Board of Directors as at November 30, 2016, its committees and key committees’ responsibilities are listed below. Our Proxy Circular for the 2017 Annual Meeting will set out the director candidates proposed for election at the meeting and additional information about each candidate including education, other public Board memberships held in the past five years, areas of expertise/ experience, TD Committee membership, stock ownership and attendance at Board and Committee meetings.


William E. Bennett Corporate Director and former President and Chief Executive Officer, Draper & Kramer, Inc., Chicago, Illinois


Amy W. Brinkley Consultant,


AWB Consulting, LLC, Charlotte,


North Carolina


Brian C. Ferguson President & Chief Executive Officer, Cenovus Energy Inc., Calgary, Alberta


Colleen A. Goggins Corporate Director and retired


Worldwide Chairman, Consumer Group, Johnson & Johnson, Princeton, New Jersey


Mary Jo Haddad Corporate Director and retired President and Chief Executive Officer, The Hospital for Sick Children, Oakville, Ontario


Jean-René Halde Corporate Director and retired President and Chief Executive Officer, Business Development Bank of Canada, Montréal, Québec


David E. Kepler Corporate Director and retired Executive Vice President, The Dow Chemical Company,


Sanford, Michigan Brian M. Levitt


Chairman of the Board, The Toronto-Dominion Bank,


Toronto, Ontario


Alan N. MacGibbon Non-executive Vice Chair, Osler, Hoskin & Harcourt LLP, Toronto, Ontario


Karen E. Maidment Corporate Director and former Chief Financial and


Administrative Officer, BMO Financial Group, Cambridge, Ontario


Bharat B. Masrani Group President and Chief Executive Officer, The Toronto-Dominion Bank,


Toronto, Ontario


Irene R. Miller


Chief Executive Officer, Akim, Inc.,


New York, New York


Nadir H. Mohamed Corporate Director and former President and Chief Executive Officer, Rogers


Communications Inc., Toronto, Ontario


Claude Mongeau Corporate Director and former President and Chief Executive Officer, Canadian National Railway Company, Montréal, Québec


TD BANK GROUP ANNUAL REPORT 2016 CHAIRMAN OF THE BOARD’S MESSAGE


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